United Way of Coastal and Western Connecticut Inc
Nonprofit profile at a glance
- EIN
- 060646577
- IRS 990 coverage
- 2010–2024
- Forms available
- Form 990 2024
- Location
- Danbury, CT, USA
- Phone
- 2038268053
- Rating
- 80
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Federated Giving Programs
Reported finances
- Revenue
- $8,038,028
- Expenses
- $9,489,441
- Assets
- $8,941,365
- Liabilities
- $1,676,174
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
27 people listed
Executive titles in this filing
- ISABEL ALMEIDA (PRESIDENT & CEO)
- EDITH PRESLEY (PRESIDENT STAMFORD CRADLE)
- MELISSA HANNEQUIN (EXECUTIVE DIRECTOR OF DANBURY COLLECTIVE IMPACT)
Highest reported compensation
- ISABEL ALMEIDA (PRESIDENT & CEO): $223,251 total reported compensation
- EDITH PRESLEY (PRESIDENT STAMFORD CRADLE): $202,332 total reported compensation
- ARLENE AJAMI (CFO): $201,407 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
United way coastal and western Connecticut (uwcwc) envisions a community where every person is healthy, safe, and economically secure. Our mission is to work in partnership with community to address critical needs and advance equitable pathways to wellbeing and financial security for everyone. Uwcwc serves 27-towns across fairfield and southern litchfield counties and more than 25-percent of the state's population. Our work is centered on the alice (asset limited, income constrained, employed) population. This data-driven initiative highlights the true cost of living in our community. In fairfield and southern litchfield counties, 42% of households live below the alice threshold, which represents the minimum income level necessary for a household to afford the basic cost of living in their community. Alice families include essential workers such as child care providers, health aides, retail staff, and educators.
What it reported doing in 2024
Where gaps in critical services exist, united way coastal and western Connecticut develops direct service programs to meet the needs of alice households. United way's direct service program activities are focused on education, health, financial stability, and collective action. Education: united way of coastal and western Connecticut supports early childhood education and literacy through several initiatives. Since 2018, the cora's kids family child care network has added over 900 licensed child care slots, supported 150 licensed providers, and served more than 1,000 children from low- to moderate-income families in greater danbury and new milford. To build community leadership and awareness, cora's kids also leads the community messenger program, which has trained and mobilized over 170 individuals in danbury and new milford. In 2024, cora's kids launched seedlings to sprouts, a farm-to-school initiative that has planted 12 home gardens and served hundreds of providers and families through access to fresh produce and nutrition education. A back to school programs across greater danbury, southern litchfield county, and bridgeport deliver much needed school supplies to low- and moderate-income families. Health: launched in 2023, the food farmacy of greater danbury is a food as medicine initiative designed to improve outcomes for patients experiencing food insecurity and diet-related chronic conditions such as hypertension. This initiative is operated in partnership with nuvance/northwell health and Connecticut institute for communities. In 2024-25, 120 patients received fresh produce benefits, nutrition education, cooking classes, and personalized support from dietitians and community impact workers. United way also coordinates the danbury and stamford food collaboratives, which unite over 80 organizations - including food pantries, meal providers, nonprofits, public agencies, funders, and faith-based groups - to strengthen the region's response to food insecurity. Volunteers support these collaboratives through food distribution, logistics, and community outreach.financial stability: in 2024-25, united way provided direct financial support to alice households through a combination of programs, including the healthy savings program, the alice enrichment fund, and the alice critical needs fund. In total, over $360,000 was distributed to 1,418 households to cover essential expenses such as food, housing, child care, enrichment activities, healthcare, transportation, technology, and utilities. Collective action: united way serves as the backbone organization for three cradle-to-career collective action initiatives - bridgeport prospers, stamford cradle to career, and the danbury collective - and is a founding partner of the Connecticut cradle to career coalition, which includes norwalk acts and waterbury bridge to success. The three place-based partnerships in stamford, bridgeport, and danbury focus on building equitable systems that support more than 47,000 students in urban communities where alice rates are highest. United way provides strategic resources, data support, and convening power to align partners around shared goals and measurable outcomes from early childhood through postsecondary success. Each initiative is tailored to meet the unique needs of its community. Examples of current collective efforts include work in bridgeport to improve maternal health outcomes for black and latina mothers, shared strategies in danbury to address chronic absenteeism through family and school supports, and expansion of full-service community schools in stamford to provide academic, wellness, and basic needs support. These examples reflect a broader, ongoing commitment to advancing equity, strengthening community infrastructure, and ensuring that every child has the opportunity to thrive from cradle to career.volunteerism: volunteerism is also a vital component of these direct service programs. United way actively engages community membe
Operating model
- Revenue model
- Donor-supported. 75% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 86% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. The filing does not identify recipients for some grant dollars and fundraising costs are high for each dollar raised.
Rating breakdown
- Financial Efficiency: 89
- Transparency & Controls: 66
- Accountability: 95
- Sustainability: 22
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 99.9%; rating input score 100
- Program expense ratio: 83.7%; rating input score 84
- Fundraising efficiency: $15.2 raised per $1 spent on fundraising; rating input score 51; 51st percentile among comparable filings
Transparency & Controls
- Consistency checks: 88.9%; rating input score 89; 3rd percentile among comparable filings
- Pay-setting controls: 3 of 6 controls in place; rating input score 50
- Compensation committee: Missing
- Independent consultant: Pass
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: 36.3%; rating input score 36; 14th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 9 controls in place; rating input score 89
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: -18.1%; rating input score 8; 8th percentile among comparable filings
- Total-asset coverage ratio: 0.94; rating input score 35; 35th percentile among comparable filings
- Liabilities to assets ratio: 0.19; rating input score 45; 45th percentile among comparable filings
- Officer compensation ratio: 11.4%; rating input score 26; 26th percentile among comparable filings
Growth
- Program expense growth: 4.2% per year; rating input score 100; 35th percentile among comparable filings
- Revenue growth: 2% per year; rating input score 100; 21st percentile among comparable filings
- Asset growth: 4.6% per year; rating input score 100; 32nd percentile among comparable filings
Details
- Where the money goes: 99.9% of revenue deployed · 83.7% of spending went to programs
- Governance: 18 of 18 board members independent · 8 of 9 filing controls reported
- Programs: 2 filed program accomplishments · $7.9M in reported program spending
- Leadership: top reported pay $223K · 27 people listed · 3 of 6 pay-setting controls reported
- Consistency: 36 of 38 current checks pass · 2 findings to review
- Schedules: 9 filed schedules · includes major donors, grants, and executive pay
- Filing history: 15 filing years from 2010 to 2024
- Contacts: How to reach this organization
- Money network: 9 filed money-flow records
- Related organizations: 3 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Transparency & Controls: Grant itemization coverage scored 36/100.
- Review — Financial Efficiency: Fundraising efficiency scored 51/100.
- High — Sustainability: Operating margin scored 8/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 35/100.
- Review — Accountability: Governance controls: Form 990 shared with the board not reported.
- High — Sustainability: Officer compensation ratio scored 26/100.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
- Review — Transparency & Controls: Domestic grant itemization did not reconcile in the filed values.
- Moderate — Sustainability: Liabilities to assets ratio scored 45/100.