Peninsula Bridge Education Foundation

Nonprofit profile at a glance

EIN
812611105
IRS 990 coverage
2025–2025
Forms available
Form 990 2025, Form 990-EZ 2024
Location
Mountain View, CA, USA
Phone
6502692758
Rating
64
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Single Organization Support

Reported finances

Revenue
$209,977
Expenses
$30,068
Assets
$427,613
Liabilities
$0

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

7 people listed

Executive titles in this filing

  • Valerie Baldwin (President)

People named in this filing

  • Kathy Wheeler (Board Member)
  • Stephanie Youngquist (Board Member)
  • Amber Lin (Board Member)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The Peninsula Bridge Education Foundation (PBEF) supports teaching, promoting, and playing the game of duplicate bridge for all age groups. PBEF helps ensure the continued availability of first-rate bridge learning and playing facilities for the 800 members of the American Contract Bridge League Unit 503, other San Francisco Bay Area Units' 5,300 members, as well as the general public. PBEF funds a bridge lecture series, bridge promotions to attract players to play face-to-face bridge, bridge seminars, and a bridge facility which contains a library with several hundred books. Silicon Valley Youth Bridge, a part of PBEF, offers after-school bridge programs, bridge mentoring events, and other opportunities for youth to learn the game of bridge. These included 47 Casual Fridays in 2025 (avg 16 students), 5 Pizza Party bridge tournaments (avg 16 students), and Summer & Winter bridge camps (30 students). In 2025, SiVY sponsored 14 youths to participate in a national bridge tournament.

What it reported doing in 2025

Promoted face-to-face duplicate bridge play, including funding a portion of the rent expense of the ACBL Unit 503 Bridge Center. These promotions included Find-a-Partner games (players looking for a bridge partner attend a bridge lecture and game and play with many different players to find a new partner), Swiss Team Boot Camp, where players learn the mechanics and strategy of playing Swiss Team games, hold free bridge lectures which help players improve their bridge games. Hold special event games, such as Valentine's Day, St. Patrick's Day, Cinco De Mayo, and Halloween where the Bridge Center is theme-decorated. These theme games are great fun and draw many players to play face-to-face bridge. These events are attended by some of the 1,900 members of the three San Francisco Peninsula bridge units. The Bridge Center holds face-to-face bridge games five days a week and 12 bridge tournaments attended by some of the 5,300 members of the ACBL San Francisco Bay Area bridge members. The Unit 503 membership and guests are largely seniors, and the Unit provides a social environment where members and the general public can meet new people, make friends, pursue a hobby, play an entertaining card game, and keep mentally sharp

Operating model

Revenue model
Donor-supported. 93% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 76% of its reported program spending out as grants.

The verdict

SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 39
  • Transparency & Controls: 94
  • Accountability: 64
  • Sustainability: 90
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 17.6%; rating input score 18
  • Program expense ratio: 87.5%; rating input score 87
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 81st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 1 of 7 controls in place; rating input score 14
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 85.7%; rating input score 98; 98th percentile among comparable filings
  • Total-asset coverage ratio: 14.22; rating input score 93; 93rd percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 77; 77th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: 14.3% per year; rating input score 100; 79th percentile among comparable filings
  • Asset growth: 14.9% per year; rating input score 100; 75th percentile among comparable filings

Details

  • Where the money goes: 17.6% of revenue deployed · 87.5% of spending went to programs
  • Governance: 7 of 7 board members independent · 1 of 7 filing controls reported
  • Programs: 3 filed program accomplishments · $26K in reported program spending
  • Leadership: top reported pay $0 · 7 people listed
  • Consistency: 41 of 41 current checks pass
  • Schedules: 4 filed schedules · includes major donors and grants
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 18/100.
  • High — Accountability: Governance controls: 5 of 6 not reported.