American Contract Bridge League Unit 503
Nonprofit profile at a glance
- EIN
- 371565599
- IRS 990-EZ coverage
- 2014–2025
- Forms available
- Form 990 2019, Form 990-EZ 2025
- Location
- Mountain View, CA, USA
- Phone
- 6502692758
- Rating
- 93
- Verdict
- STRONG
- Rating confidence
- Moderate
Reported finances
- Revenue
- $173,021
- Expenses
- $176,714
- Assets
- $196,546
- Liabilities
- $24,933
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
11 people listed
Executive titles in this filing
- Liz Koh (President)
- Stephanie Youngquist (Vice President)
People named in this filing
- Liz Koh (President)
- Stephanie Youngquist (Vice President)
- Marc Cervellino (Treasurer)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
American Contract Bridge League Unit 503 is a bridge organization which promotes the play of duplicate bridge. It is comprised of 10 bridge clubs and is the largest ACBL Unit in the San Francisco Bay Area.
What it reported doing in 2025
The American Contract Bridge League Unit 503 is an organization which promotes the play of duplicate bridge. It is comprised of 10 bridge clubs and is the largest ACBL Unit in the San Francisco Bay Area. Recreational and educational opportunities are provided for Unit 503's approximately 800 bridge club members, other ACBL Bay Area Units' 5,300 members, as well as the general public, to learn and play the card game of bridge. During 2025 duplicate bridge games were held either face-to-face or online at multiple times each day, up to seven days a week. The Unit rents a facility in Mountain View, CA where face-to-face bridge games are played. In 2025 the bridge club held 12 two-to-five-day face-to-face bridge tournaments. Throughout the year face-to-face bridge lessons were held at the club. Additionally, the Unit held six Zoom bridge lectures, given by world-class bridge expert celebrities, and attended by as many as 150 students, as part of the club's bridge education program. The Unit has a mentor program and held three Pro/Am games in which experienced bridge players partner with less experienced players to improve their skills. A large library of bridge books is available for members' learning. The Unit's website is extensive and contains information about the Unit's activities, bridge game schedules and results of daily games, bridge lessons and learning opportunities, and the Unit's governance. The Unit's president publishes a monthly letter, which updates club members as to the club's activities and upcoming events. The Unit also contributes a column to the bridge District newsletter, published regularly and free to members, which contains club news, upcoming events, and bridge-related information of interest to club members. Silicon Valley Youth Bridge offers after-school bridge programs, bridge mentoring events, and other opportunities for youth to learn the game of bridge, all held at ACBL Unit 503's Bridge Center. These include weekly Casual Fridays, Pizza Party bridge tournaments, and Summer Camp bridge classes. The Unit membership and guests are largely seniors, and the Unit provides a social environment where members and the general public can meet new people, make friends, pursue a hobby, play an entertaining card game, and keep mentally sharp.
Operating model
- Revenue model
- Earned-program. 88% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Program spending has declined or grown slowly and revenue has declined or grown slowly.
Rating breakdown
- Financial Efficiency: 100
- Transparency & Controls: 100
- Sustainability: 35
- Growth: 20
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 100%; rating input score 100
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: -2.1%; rating input score 25; 25th percentile among comparable filings
- Total-asset coverage ratio: 1.11; rating input score 62; 62nd percentile among comparable filings
- Liabilities to assets ratio: 0.13; rating input score 19; 19th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 26; 26th percentile among comparable filings
Growth
- Program expense growth: -2.6% per year; rating input score 0; 23rd percentile among comparable filings
- Revenue growth: -5.8% per year; rating input score 0; 7th percentile among comparable filings
- Asset growth: 4.5% per year; rating input score 100; 41st percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 100% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $177K in reported program spending
- Leadership: top reported pay $0 · 11 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 2 filed schedules
- Filing history: 6 filing years from 2014 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Operating margin scored 25/100.
- High — Sustainability: Liabilities to assets ratio scored 19/100.
- High — Sustainability: Officer compensation ratio scored 26/100.
- Review — Grant Readiness: California registration: this organization could not be resolved against the register, so the check is unfinished.