Anabaptist HealthShare

Nonprofit profile at a glance

EIN
474084390
IRS 990 coverage
2019–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Irving, VA, United States
Phone
540-738-2640
Rating
76
Verdict
SUPPORTED
Rating confidence
Standard
Sector
Christianity
Affiliation
Christianity

Official website

Reported finances

Revenue
$10,589,665
Expenses
$9,988,213
Assets
$11,713,572
Liabilities
$482,899

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

13 people listed

Executive titles in this filing

  • Jennette Slutzker (Chief Executive Officer)

Highest reported compensation

  • Jennette Slutzker (Chief Executive Officer): $365,593 total reported compensation
  • William Combs (Chief Legal Officer and General Counsel): $347,026 total reported compensation
  • Eldon Hochstetler (Administrator): $283,345 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

This health care sharing ministry is framed as a non-insurance, biblically Christian (Anabaptist) approach where members share one another’s medical burdens in accordance with shared biblical beliefs. AHS began as an “at-cost” sharing organization that focused on serving domestic and foreign mission organizations. AHS then began experiencing considerable growth as churches expressed interest in joining the AHS sharing program. AHS is now open to qualified Anabaptists who wish to enroll, while still offering a discounted rate for churches, ministries, and businesses who choose to join as a group. AHS remains **committed to its core vision** of providing a hassle-free pleasant experience for all its members as it continues to serve the Anabaptist community. View Programs and Pricing.

What it reported doing in 2025

OneShare's core values are embodied in related biblical commands. The first, which Jesus identified as the "greatest commandment" in all of scripture, is to thoroughly love both God and neighbor (e.g., Matthew 22:36-40; Mark 12:28-34; Luke 10:25-28) and care for them as one would oneself, often called the golden rule, and epitomized in the parable of the good Samaritan (Luke 10:25-37). OneShare's mission originates in its Anabaptist faith, which pioneered health care sharing ministries. That mission is to enable its entire Christian membership community to "bear one another's burdens and so fulfill the law of Christ" by bearing and sharing the financial, spiritual, and other burdens of one another's medical needs. Gal. 6:2

Operating model

Revenue model
Earned-program. 99% of the money available for current operations came from fees and other program revenue.
Distribution model
Member-benefit provider. The nonprofit used 84% of its reported program spending for member benefits.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 75
  • Transparency & Controls: 91
  • Accountability: 84
  • Sustainability: 45
  • Growth: 0

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 82.1%; rating input score 82
  • Program expense ratio: 87.9%; rating input score 88
  • Fundraising efficiency: $0 raised per $1 spent on fundraising; rating input score 0; 0th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Missing
    • Independent consultant: Pass
    • Other Form 990s reviewed: Pass
    • Written employment contract: Pass
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 80%; rating input score 80; 13th percentile among comparable filings
  • Governance controls: 8 of 9 controls in place; rating input score 89
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Fail
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 5.7%; rating input score 46; 46th percentile among comparable filings
  • Total-asset coverage ratio: 1.17; rating input score 34; 34th percentile among comparable filings
  • Liabilities to assets ratio: 0.04; rating input score 79; 79th percentile among comparable filings
  • Officer compensation ratio: 8.2%; rating input score 34; 34th percentile among comparable filings

Growth

  • Program expense growth: -26.3% per year; rating input score 0; 2nd percentile among comparable filings
  • Revenue growth: -33.1% per year; rating input score 0; 0th percentile among comparable filings
  • Asset growth: -2.8% per year; rating input score 0; 3rd percentile among comparable filings

Details

  • What they do: 3 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 82.1% of revenue deployed · 87.9% of spending went to programs
  • Governance: 4 of 5 board members independent · 8 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $8.8M in reported program spending
  • Leadership: top reported pay $366K · 13 people listed · 4 of 6 pay-setting controls reported
  • Highest-paid contractors: 2 contractors listed · $1.8M reported
  • Consistency: 28 of 28 current checks pass
  • Schedules: 7 filed schedules · includes grants and executive pay
  • Filing history: 6 filing years from 2019 to 2025
  • Contacts: How to reach this organization
  • Money network: 17 filed money-flow records
  • Related organizations: 14 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 0/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Operating margin scored 46/100.
  • High — Growth: Asset growth scored 0/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 34/100.
  • Review — Accountability: Governance controls: Document-retention policy not reported.
  • Moderate — Sustainability: Officer compensation ratio scored 34/100.