OneShare Health LLC

Nonprofit profile at a glance

EIN
814389177
IRS 990 coverage
2020–2025
Forms available
Form 990 2025
Location
Irving, TX, USA
Phone
6826517400
Rating
63
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Nonmonetary Support N.E.C.
Affiliation
Christianity

Official website

Reported finances

Revenue
$52,281,425
Expenses
$43,940,969
Assets
$11,088,980
Liabilities
$3,884,337

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

14 people listed

Executive titles in this filing

  • Jennette Slutzker (Chief Executive Officer)

Highest reported compensation

  • Jennette Slutzker (Chief Executive Officer): $365,593 total reported compensation
  • William Combs (Chief Legal Officer and General Counsel): $347,026 total reported compensation
  • Joel Barker (Executive VP of Information Technology): $243,721 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

This health care sharing ministry enables its Christian community to "fulfill the law of Christ" by sharing the burdens of one another's medical needs. Gal. 6:2 It is a biblically Christian, non-insurance approach to such needs.

What it reported doing in 2025

OneShare's core values are embodied in related biblical commands. The first, which Jesus identified as the "greatest commandment" in all of scripture, is to thoroughly love both God and neighbor (e.g., Matthew 22:36-40; Mark 12:28-34; Luke 10:25-28) and care for them as one would oneself, often called the golden rule, and epitomized in the parable of the good Samaritan (Luke 10:25-37). OneShare's mission originates in its Anabaptist faith, which pioneered health care sharing ministries. That mission is to enable its entire Christian membership community to "bear one another's burdens and so fulfill the law of Christ" by bearing and sharing the financial, spiritual, and other burdens of one another's medical needs. Gal. 6:2.

Operating model

Revenue model
Earned-program. 92% of the money available for current operations came from fees and other program revenue.
Distribution model
Member-benefit provider. The nonprofit used 84% of its reported program spending for member benefits.

The verdict

SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 47
  • Transparency & Controls: 82
  • Accountability: 84
  • Sustainability: 49
  • Growth: 0

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 49.4%; rating input score 49
  • Program expense ratio: 59.1%; rating input score 59
  • Fundraising efficiency: $0 raised per $1 spent on fundraising; rating input score 1; 1st percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 66th percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Missing
    • Independent consultant: Pass
    • Other Form 990s reviewed: Pass
    • Written employment contract: Pass
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 80%; rating input score 80; 14th percentile among comparable filings
  • Governance controls: 8 of 9 controls in place; rating input score 89
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Fail
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 16%; rating input score 81; 81st percentile among comparable filings
  • Total-asset coverage ratio: 0.25; rating input score 8; 8th percentile among comparable filings
  • Liabilities to assets ratio: 0.35; rating input score 52; 52nd percentile among comparable filings
  • Officer compensation ratio: 5.3%; rating input score 18; 18th percentile among comparable filings

Growth

  • Program expense growth: -36.8% per year; rating input score 0; 1st percentile among comparable filings
  • Revenue growth: -24.5% per year; rating input score 0; 0th percentile among comparable filings
  • Asset growth: -3.1% per year; rating input score 0; 3rd percentile among comparable filings

Details

  • Where the money goes: 49.4% of revenue deployed · 59.1% of spending went to programs
  • Governance: 4 of 5 board members independent · 8 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $26M in reported program spending
  • Leadership: top reported pay $366K · 14 people listed · 4 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $6.1M reported
  • Consistency: 28 of 28 current checks pass
  • Schedules: 6 filed schedules · includes executive pay
  • Filing history: 5 filing years from 2020 to 2025
  • Contacts: How to reach this organization
  • Money network: 13 filed money-flow records
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Mission deployment rate scored 49/100.
  • Review — Financial Efficiency: Program expense ratio scored 59/100.
  • High — Financial Efficiency: Fundraising efficiency scored 1/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Total-asset coverage ratio scored 8/100.
  • High — Growth: Asset growth scored 0/100.
  • Review — Accountability: Governance controls: Document-retention policy not reported.
  • High — Sustainability: Officer compensation ratio scored 18/100.
  • Review — Sustainability: Liabilities to assets ratio scored 52/100.