Delta Dental of Colorado

Nonprofit profile at a glance

EIN
834416613
IRS 990 coverage
2020–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025, Form 990-N 2019
Location
Centennial, CO, USA
Phone
1-800-610-0201
Rating
85
Verdict
STRONG
Rating confidence
Moderate
Sector
Single Organization Support

Official website

Reported finances

Revenue
$713,722,600
Expenses
$701,304,661
Assets
$121,242,829
Liabilities
$43,092,015

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

23 people listed

Executive titles in this filing

  • HELEN W DREXLER (PRESIDENT AND CHIEF EXECUTIVE OFFICER)

Highest reported compensation

  • HELEN W DREXLER (PRESIDENT AND CHIEF EXECUTIVE OFFICER): $1,520,623 total reported compensation
  • KELLI C OGUNSANYA (CHIEF OPERATING OFFICER): $684,654 total reported compensation
  • ROBERT M THOMPSON (CHIEF GROWTH OFFICER): $622,033 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Delta Dental of Colorado is a nonprofit company with a mission to improve the oral health of the communities we serve. Doing more to support healthy smiles and healthy lives We give our nearly 1.8 million members the power to use and manage their dental benefits easily. Through innovative plans, a large dentist network, and expert customer service, we make dental care accessible, affordable, and simple, leading to a healthier smile and life. And through our foundation and corporate social responsibility initiatives, we are active in the community, expanding access to quality dental care and giving to organizations that support our mission of improving the oral health of the communities we serve. **Creating healthy Colorado smiles is what drives us. Delta Dental Patient Direct®.

What it reported doing in 2025

Community benefit programs as a nonprofit, delta dental of Colorado devotes significant resources to fulfilling our mission of improving the oral health of the communities we serve. Delta dental of Colorado provides dental benefits and oral health information and services to as many people as possible. Over the past 20+ years, delta dental of Colorado has devoted a substantial amount of its adjusted net gain to its community impact initiatives. These activities include donations, in-kind oral health supply programs, and corporate sponsorships with many organizations including community first foundation, denver zoological foundation, Colorado gives foundation, junior achievement, thriving families, american red cross, Colorado mission of mercy, and mile high united way. The company also sponsors local nonprofit organizations and community events and donated over 85,000 oral health items to people throughout Colorado. The company supports engagement in the community through its volunteer program with 162 of its 200 employees contributing their time in 2025.

Operating model

Revenue model
Other-operating. 100% of the money available for current operations came from other operating revenue.
Distribution model
Member-benefit provider. The nonprofit used 90% of its reported program spending for member benefits.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 87
  • Transparency & Controls: 91
  • Accountability: 82
  • Sustainability: 37
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 97.6%; rating input score 98
  • Program expense ratio: 99.2%; rating input score 99
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 66th percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Pass
    • Independent consultant: Pass
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 99.9%; rating input score 100; 54th percentile among comparable filings
  • Major donor itemization: Limited
  • Related-party transparency: Yes; rating input score 100

Accountability

  • Independent voting board: 69.2%; rating input score 69; 11th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 1.7%; rating input score 41; 41st percentile among comparable filings
  • Total-asset coverage ratio: 0.17; rating input score 6; 6th percentile among comparable filings
  • Liabilities to assets ratio: 0.36; rating input score 52; 52nd percentile among comparable filings
  • Officer compensation ratio: 0.7%; rating input score 80; 80th percentile among comparable filings

Growth

  • Program expense growth: 19.2% per year; rating input score 100; 89th percentile among comparable filings
  • Revenue growth: 19.7% per year; rating input score 100; 93rd percentile among comparable filings
  • Asset growth: 1.3% per year; rating input score 100; 8th percentile among comparable filings

Details

  • What they do: Mission, programs, and operating context captured from the official website.
  • Where the money goes: 97.6% of revenue deployed · 99.2% of spending went to programs
  • Governance: 9 of 13 board members independent · 9 of 9 filing controls reported
  • Programs: 2 filed program accomplishments · $695.7M in reported program spending
  • Leadership: top reported pay $1.5M · 23 people listed · 4 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $18.2M reported
  • Consistency: 36 of 36 current checks pass
  • Schedules: 6 filed schedules · includes grants, executive pay, and related organizations
  • Filing history: 5 filing years from 2020 to 2025
  • Contacts: How to reach this organization
  • Money network: 62 filed money-flow records
  • Related organizations: 43 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Sustainability: Operating margin scored 41/100.
  • High — Sustainability: Total-asset coverage ratio scored 6/100.
  • Review — Sustainability: Liabilities to assets ratio scored 52/100.