Zepf Housing Corporation One Inc

Nonprofit profile at a glance

EIN
341472085
IRS 990-EZ coverage
2009–2024
Forms available
Form 990-EZ 2024
Location
Toledo, OH, USA
Phone
4198417701
Rating
82
Verdict
STRONG
Rating confidence
Moderate
Sector
Group Homes

Reported finances

Revenue
$110,292
Expenses
$113,569
Assets
$160,653
Liabilities
$248,118

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

12 people listed

Executive titles in this filing

  • DEBORAH FLORES (CHIEF EXECUTIVE OFFICER)
  • CYNTHIA GERONIMO (PRESIDENT)
  • CHRISTOPHER PAWSON (PAST PRESIDENT)
  • LUCIA BISELLA-SHARP (VICE PRESIDENT)

People named in this filing

  • DEBORAH FLORES (CHIEF EXECUTIVE OFFICER)
  • DAVID OPPERLANDER (CHIEF FINANCIAL OFFICER)
  • ADAM NUTT (FORMER CFO)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Housing for mentally disabled

What it reported doing in 2024

Group home for 8 severely mentally disabled patients

Operating model

Revenue model
Donor-supported. 68% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Expenses are high relative to revenue and assets have declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 72
  • Transparency & Controls: 100
  • Sustainability: 41
  • Growth: 80

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 72.6%; rating input score 73
  • Program expense ratio: 70.5%; rating input score 70

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: -3%; rating input score 26; 26th percentile among comparable filings
  • Total-asset coverage ratio: 1.41; rating input score 70; 70th percentile among comparable filings
  • Liabilities to assets ratio: 1.54; rating input score 3; 3rd percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: 1.2% per year; rating input score 100; 34th percentile among comparable filings
  • Revenue growth: 0.9% per year; rating input score 100; 25th percentile among comparable filings
  • Asset growth: -0.6% per year; rating input score 0; 25th percentile among comparable filings

Details

  • Where the money goes: 72.6% of revenue deployed · 70.5% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $80K in reported program spending
  • Leadership: top reported pay $0 · 12 people listed
  • Consistency: 8 of 8 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 16 filing years from 2009 to 2024
  • Contacts: How to reach this organization
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 26/100.
  • High — Growth: Asset growth scored 0/100.
  • High — Sustainability: Liabilities to assets ratio scored 3/100.