Zambia Mission Fund
Legal name: Zambia Christian College Inc Dba Zambia Mission Fund
Nonprofit profile at a glance
- EIN
- 710407333
- IRS 990 coverage
- 2020–2025
- Official website data refreshed
- Jul 2026
- Forms available
- Form 990 2025
- Location
- Abilene, TX, United States
- Phone
- 1-800-993-3461
- Rating
- 73
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- International Development
- Affiliation
- Christianity
Reported finances
- Revenue
- $3,876,581
- Expenses
- $3,674,379
- Assets
- $2,971,088
- Liabilities
- $20,366
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
20 people listed
Highest reported compensation
- Linda Gregersen (Exec Comm): $26,047 total reported compensation
- Ellie Hamby (Exec Comm): $14,400 total reported compensation
- Klay Bartee (Chairman): $14,047 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To oversee ministry work at Namwianga Mission in Southern Zambia, providing education, healthcare (including hospital care and health services), spiritual growth (Bible-based counseling and evangelism), orphan care, and humanitarian aid such as food relief and clean water/water wells. In the early 1990s, George Benson Christian College opened at Namwianga as a teacher training institution. Graduates of GBCC are certified to teach at the secondary level. In addition to core academic courses, students take Bible courses and have training in ministry and outreach with the expectation that they will become self-supporting church planters and evangelists. GBCC graduates are now serving all over Zambia and have established over 200 churches since 1990. Namwianga opened a small clinic in the 1980s, mainly to serve the needs of students. Zambia Medical Mission began in 1994 as a way to serve...
What it reported doing in 2025
CLINIC/MEDICINE/MEDICAL OUTREACHES AND ORPHANS CARE A medical hospital has been built at the Mission to serve the Mission, schools, and villages in the area. For many years a group of medical doctors, dentists, eye doctors, nurses, and lay persons from the USA have traveled to Zambia at their own expense to conduct medical clinics in the bush and villages; in a typical year, about 75 from the US join about 150 Zambian volunteers. Hospitals are few and far between in Zambia and most of the people cannot go to a doctor for medical treatment. Between 7,500 and 15,000 Zambians are treated by medical personnel during this short time period. This is a service program and no revenue is received.ORPHANS CARE Because of malaria and HIV/AIDS, there are thousands and thousands of orphans in Zambia. Large homes have been built at the Mission to care for some of these orphans. The need is so great and this is only a drop in the bucket to provide what is needed, but it is a drop. This is a service and no revenue is received.RADIO STATION Very few people in Zambia have televisions, but almost everyone has a radio. The radio is used as a teaching tool and is especially helpful in getting public health messages to the people. This is a service program and no revenue is received.
Operating model
- Revenue model
- Donor-supported. 98% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and most voting board members are independent. The filing reports few safeguards for money sent abroad and the filing does not identify recipients for some grant dollars.
Rating breakdown
- Financial Efficiency: 86
- Transparency & Controls: 55
- Accountability: 75
- Sustainability: 38
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 85.3%; rating input score 85
- Program expense ratio: 90%; rating input score 90
- Fundraising efficiency: $51.19 raised per $1 spent on fundraising; rating input score 80; 80th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Scored; rating input score 0
- Grant itemization coverage: Scored; rating input score 0
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 85%; rating input score 85; 18th percentile among comparable filings
- Governance controls: 5 of 9 controls in place; rating input score 62
- Conflict-of-interest policy: Pass
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: Limited
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 5.2%; rating input score 43; 43rd percentile among comparable filings
- Total-asset coverage ratio: 0.81; rating input score 27; 27th percentile among comparable filings
- Liabilities to assets ratio: 0.01; rating input score 81; 81st percentile among comparable filings
- Officer compensation ratio: Limited
Growth
- Program expense growth: 7.1% per year; rating input score 100; 48th percentile among comparable filings
- Revenue growth: 7.9% per year; rating input score 100; 57th percentile among comparable filings
- Asset growth: 9.8% per year; rating input score 100; 57th percentile among comparable filings
Details
- What they do: 6 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 85.3% of revenue deployed · 90% of spending went to programs
- Governance: 17 of 20 board members independent · 5 of 9 filing controls reported
- Programs: 3 filed program accomplishments · $3.3M in reported program spending
- Leadership: top reported pay $26K · 20 people listed
- Consistency: 22 of 22 current checks pass
- Schedules: 5 filed schedules · includes major donors and foreign activity
- Filing history: 5 filing years from 2020 to 2025
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Transparency & Controls: Foreign activity oversight scored 0/100.
- High — Transparency & Controls: Grant itemization coverage scored 0/100.
- Review — Accountability: Governance controls: 3 of 8 not reported.
- Moderate — Sustainability: Operating margin scored 43/100.
- High — Sustainability: Total-asset coverage ratio scored 27/100.