YWCA of the Harbor Area
Legal name: Young Womens Christian Association of the Harbor Area
Nonprofit profile at a glance
- EIN
- 951691337
- IRS 990 coverage
- 2014–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024
- Location
- San Pedro, CA, United States
- Phone
- 310-547-0831 ext 2
- Rating
- 85
- Verdict
- STRONG
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $1,530,509
- Expenses
- $1,489,121
- Assets
- $383,282
- Liabilities
- $1,212,786
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
7 people listed
Executive titles in this filing
- JULIE WICHMANN HUERTA (PRESIDENT)
People named in this filing
- JULIE WICHMANN HUERTA (PRESIDENT)
- CATHERINE LAWRENCE (SECRETARY)
- PHYLIS WEATHERSPOON (BOARD MEMBER)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The YWCA of the Harbor Area is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all. Since 1918, the YWCA of the Harbor Area has provided services to women, girls and their families through a variety of programs that have evolved to meet the changing needs in our surrounding communities. The YWCA of the Harbor Area has always been a pioneer in the fight for racial and social justice. We continue to assist women and their families who are in need and wish to improve their lives.
What it reported doing in 2024
Jmbf - our housing project started in 2022 - entails refurbishing the historical morgan house where ywca harbor is located and runs programs (other than childcare which is 4 streets over). The intention is to refurbish the historical building built in 1918 - with insulation, air/heat, upgrade plumbing to ensure it is maintained for the future. Also a 4 storey building to replace the 2 storey dormitory style building on the property that was built in 1957. The new building will have 2 floors programming space and 2 floors housing for women and children and/or senior women.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 86
- Transparency & Controls: 92
- Accountability: 88
- Sustainability: 34
- Growth: 80
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 89.1%; rating input score 89
- Program expense ratio: 87.4%; rating input score 87
- Fundraising efficiency: $32.04 raised per $1 spent on fundraising; rating input score 70; 70th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 5 of 7 controls in place; rating input score 71
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 2.7%; rating input score 44; 44th percentile among comparable filings
- Total-asset coverage ratio: 0.26; rating input score 12; 12th percentile among comparable filings
- Liabilities to assets ratio: 3.16; rating input score 1; 1st percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 81; 81st percentile among comparable filings
Growth
- Program expense growth: 3.5% per year; rating input score 100; 34th percentile among comparable filings
- Revenue growth: 4.5% per year; rating input score 100; 41st percentile among comparable filings
- Asset growth: -0.3% per year; rating input score 0; 17th percentile among comparable filings
Details
- What they do: 2 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 89.1% of revenue deployed · 87.4% of spending went to programs
- Governance: 7 of 7 board members independent · 5 of 7 filing controls reported
- Programs: 4 filed program accomplishments · $1.3M in reported program spending
- Leadership: top reported pay $0 · 7 people listed
- Consistency: 28 of 28 current checks pass
- Schedules: 6 filed schedules · includes major donors
- Filing history: 11 filing years from 2014 to 2024
- Contacts: How to reach this organization
- Money network: 3 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: Independent financial-statement audit not reported.
- Moderate — Sustainability: Operating margin scored 44/100.
- High — Sustainability: Total-asset coverage ratio scored 12/100.
- High — Growth: Asset growth scored 0/100.
- High — Sustainability: Liabilities to assets ratio scored 1/100.