Ywca
Legal name: Young Womens Christian Association of San Antonio
Nonprofit profile at a glance
- EIN
- 741143135
- IRS 990 coverage
- 2010–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024, Form 990-T 2024
- Location
- Washington, DC, United States
- Phone
- 202-467-0801
- Rating
- 92
- Verdict
- STRONG
- Rating confidence
- Standard
- Sector
- Young Men's or Women's Associations
- Affiliation
- Christianity
Reported finances
- Revenue
- $7,923,168
- Expenses
- $7,393,203
- Assets
- $21,851,299
- Liabilities
- $12,140,186
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
20 people listed
Executive titles in this filing
- FRANCESCA RATTRAY (CEO)
Highest reported compensation
- FRANCESCA RATTRAY (CEO): $144,583 total reported compensation
- ANJELICA CERVANTES (COO): $130,400 total reported compensation
- MARK NERIO FORMER (CDO): $104,167 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
YWCA is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all. YWCA is on a mission to eliminate racism and empower women, and we’re committed to accountability and transparency in everything we do. Below you will find resources that illuminate our financial position, outline how we allocate our resources, and showcase the impact of the valuable support from our donors and sponsors. As a nonprofit 501(c)(3) organization, we welcome your support of our mission! Learn more about ways to give, or connect with our Donor Relations team. 2025.
What it reported doing in 2024
Health equity: ywca's health equity department, which has grown significantly over the past year, provides information and access to services to communities of color, those who are underinsured, and newcomers to the community without insurance. This program serves 5,000 individuals annually, and since covid has expanded to provide outreach to 10,000.programs include:- ventanilla de salud, a partnership with the mexican consulate, to help newcomers navigate the healthcare system and obtain access to services. - health information outreach, communication, education and vaccination: through grants from the us national institutes of health and the us department of health and human services, the program provides: health literacy, information, and awareness; access to services for immigrants and under-insured individuals; and workforce development training young women for careers in community health workers.- encoreplus, a breast health information, education, and service program for under- and un-insured women. - senior wellness, ywca san antonio provides physical fitness instruction at nine of the city of san antonio's senior centers for connection, independence, and wellness. This program serves 750 indviduals annually.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Cannot be determined from the filing. The program-spending lines do not add up, so the filing cannot show reliably whether the nonprofit works directly or through others.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and liabilities are high compared with assets.
Rating breakdown
- Financial Efficiency: 86
- Transparency & Controls: 100
- Accountability: 100
- Sustainability: 55
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 84.7%; rating input score 85
- Program expense ratio: 90.5%; rating input score 91
- Fundraising efficiency: $43.98 raised per $1 spent on fundraising; rating input score 76; 76th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Yes; rating input score 100
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 6.7%; rating input score 55; 55th percentile among comparable filings
- Total-asset coverage ratio: 2.96; rating input score 73; 73rd percentile among comparable filings
- Liabilities to assets ratio: 0.56; rating input score 18; 18th percentile among comparable filings
- Officer compensation ratio: 6.5%; rating input score 44; 44th percentile among comparable filings
Growth
- Program expense growth: 14.5% per year; rating input score 100; 77th percentile among comparable filings
- Revenue growth: 11% per year; rating input score 100; 72nd percentile among comparable filings
- Asset growth: 24.2% per year; rating input score 100; 89th percentile among comparable filings
Details
- What they do: 8 programs and campaigns described on the official site
- Where the money goes: 84.7% of revenue deployed · 90.5% of spending went to programs
- Governance: 16 of 16 board members independent · 9 of 9 filing controls reported
- Programs: 4 filed program accomplishments · $6.7M in reported program spending
- Leadership: top reported pay $145K · 20 people listed
- Consistency: 34 of 34 current checks pass
- Schedules: 6 filed schedules · includes major donors
- Filing history: 14 filing years from 2010 to 2024
- Contacts: How to reach this organization
- Money network: 4 filed money-flow records
- Related organizations: 1 filed related-organization link
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.
- Review — Sustainability: Operating margin scored 55/100.
- High — Sustainability: Liabilities to assets ratio scored 18/100.
- Moderate — Sustainability: Officer compensation ratio scored 44/100.
- High — Grant Readiness: Federal audit findings: this organization reported findings in its latest federal Single Audit.