YWCA Greater Newburyport

Legal name: Young Women's Christian Association of Newburyport

Nonprofit profile at a glance

EIN
042123678
IRS 990 coverage
2012–2024
Official website data refreshed
Aug 2026
Forms available
Form 990 2024
Location
Newburyport, MA, USA
Phone
978-465-YWCA (9922)
Rating
89
Verdict
STRONG
Rating confidence
Moderate
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$3,283,062
Expenses
$3,174,487
Assets
$25,875,008
Liabilities
$23,829,066

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

16 people listed

Executive titles in this filing

  • Julia McDonald (Vice President)
  • Deborah Rider (President)

Highest reported compensation

  • John Feehan (Exec. Dir.): $140,000 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

YWCA focuses on the social-emotional development of students in grades K-3. We infuse our mission into the curriculum to help expand student’s awareness of social and racial justice. Aquatics. YWCA Greater Newburyport is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all. Our Vision: YWCA Greater Newburyport envisions a healthy, safe and supportive community for all. We strive to: Build awareness** for equity and racial justice through advocacy and education, and empower our greater community to address injustices with us.

What it reported doing in 2024

Affordable Housing programs offer a wide range of housing options. YWCA owns and operates a single room occupancy program in a historic building on its main campus in Newburyport. These units share both kitchen and bath facilities with only a private room. There are no eligibility requirements for this program. YWCA at Hillside provides single room occupancy in Newburyport. This program offers private bath facilities but a shared kitchen. There are income eligibility requirements and 5 of the units are reserved for homeless individuals. One unit is accessible to those with disabilities. YWCA Market Street Apartments in Newburyport provide studio, one and two bedroom apartments. There are income eligibility requirements, and households must have been previously homeless to qualify for the studio or two bedroom apartments. Households must have one member who is disabled and qualify for Community Based Housing in order to be eligible for the one bedroom units. In addition, YWCA manages the Residences at Salisbury Square and YWCA Residences at Ingalls Court. Both of these projects are income restricted, both have units reserved for homeless households. RSS is designed for families with a variety of unit sizes. Ingalls Court has only 1 bedroom apartments and is for seniors over the age of 62.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 83
  • Transparency & Controls: 92
  • Accountability: 100
  • Sustainability: 55
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 84.7%; rating input score 85
  • Program expense ratio: 87.4%; rating input score 87
  • Fundraising efficiency: $20.2 raised per $1 spent on fundraising; rating input score 59; 59th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 3.3%; rating input score 45; 45th percentile among comparable filings
  • Total-asset coverage ratio: 8.15; rating input score 89; 89th percentile among comparable filings
  • Liabilities to assets ratio: 0.92; rating input score 7; 7th percentile among comparable filings
  • Officer compensation ratio: 4.4%; rating input score 58; 58th percentile among comparable filings

Growth

  • Program expense growth: 3.6% per year; rating input score 100; 31st percentile among comparable filings
  • Revenue growth: 4.9% per year; rating input score 100; 41st percentile among comparable filings
  • Asset growth: 10.4% per year; rating input score 100; 60th percentile among comparable filings

Details

  • What they do: 4 programs and campaigns described on the official site
  • Where the money goes: 84.7% of revenue deployed · 87.4% of spending went to programs
  • Governance: 15 of 15 board members independent · 8 of 8 filing controls reported
  • Programs: 4 filed program accomplishments · $2.8M in reported program spending
  • Leadership: top reported pay $140K · 16 people listed
  • Consistency: 32 of 32 current checks pass
  • Schedules: 7 filed schedules · includes major donors
  • Filing history: 7 filing years from 2012 to 2024
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: 2 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Fundraising efficiency scored 59/100.
  • Moderate — Sustainability: Operating margin scored 45/100.
  • High — Sustainability: Liabilities to assets ratio scored 7/100.
  • Review — Sustainability: Officer compensation ratio scored 58/100.