Young Mens Christian Association of Oswego Inc

Nonprofit profile at a glance

EIN
150532272
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Oswego, NY, USA
Phone
3153426082
Rating
71
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$1,484,188
Expenses
$1,578,837
Assets
$1,179,435
Liabilities
$337,485

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

11 people listed

Executive titles in this filing

  • STEPHEN GIOIA (PAST PRESIDENT)
  • ROBERT CLOSE (PRESIDENT)
  • TRINA MILLS (VICE PRESIDENT)
  • CHERYL BALDWIN (CEO)

Highest reported compensation

  • CHERYL BALDWIN (CEO): $62,662 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Serving the oswego community since 1855, the oswego ymca is a trusted community organization dedicated to helping children, families, adults, and older adults learn, grow, and thrive. Through accessible programs, supportive relationships, and community partnerships, we address local needs, strengthen families, promote health and well-being, and create opportunities for people of all ages, backgrounds, income levels, and abilities.we are committed to building a community where everyone feels welcome, included, and connected, and where all people have the support and opportunity to reach their full potential.

What it reported doing in 2025

See schedule oyouth development-early learning & enrichment: the oswego ymca provides safe, nurturing, and developmentally appropriate early learning experiences that help young children build the social, emotional, physical, and academic foundations needed for future success.through our preschool and little learners' programs, children participate in play-based learning, early literacy and math, music, art, steam, physical activity, open-ended exploration, field trips, and community experiences. Our qualified and caring staff create an environment where each child is known, supported, and encouraged to develop confidence, curiosity, independence, and a lifelong love of learning.these programs also support working families by providing dependable, high-quality care in a trusted community setting.sacc: the oswego ymca provides before and after school care for elementary age children at school-based locations throughout oswego county. These programs provide working families with reliable care while giving children a safe, supportive, and enriching environment outside of the school day.programming complements the school experience through academic support, homework assistance, literacy, steam, arts and crafts, physical activity, healthy eating, social-emotional learning, character development, and enrichment experiences. Activities are designed to build confidence, strengthen relationships, encourage discovery, and help children develop the skills needed to succeed in school and in life.guided by the ymca's core values of caring, honesty, respect, responsibility, and inclusion, our programs welcome children of diverse backgrounds, income levels, needs, and abilities.summer day camp: the oswego ymca's summer day camp provides school-age children with a safe, active, and enriching place to learn, build friendships, and develop confidence while school is not in session.campers participate in outdoor recreation, physical activity, swimming, arts, team-building, educational experiences, and community-based activities. Caring staff help children develop independence, resilience, leadership, social skills, and a sense of belonging.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Cannot be determined from the filing. The program-spending lines do not add up, so the filing cannot show reliably whether the nonprofit works directly or through others.

The verdict

SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of total spending goes to programs and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 54
  • Transparency & Controls: 92
  • Accountability: 100
  • Sustainability: 27
  • Growth: 0

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 62.3%; rating input score 62
  • Program expense ratio: 58.6%; rating input score 59
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -6.4%; rating input score 17; 17th percentile among comparable filings
  • Total-asset coverage ratio: 0.75; rating input score 35; 35th percentile among comparable filings
  • Liabilities to assets ratio: 0.29; rating input score 20; 20th percentile among comparable filings
  • Officer compensation ratio: 4%; rating input score 52; 52nd percentile among comparable filings

Growth

  • Program expense growth: -0.5% per year; rating input score 0; 14th percentile among comparable filings
  • Revenue growth: -3.3% per year; rating input score 0; 5th percentile among comparable filings
  • Asset growth: -4.3% per year; rating input score 0; 7th percentile among comparable filings

Details

  • Where the money goes: 62.3% of revenue deployed · 58.6% of spending went to programs
  • Governance: 10 of 10 board members independent · 8 of 8 filing controls reported
  • Programs: 3 filed program accomplishments · $925K in reported program spending
  • Leadership: top reported pay $63K · 11 people listed
  • Consistency: 36 of 36 current checks pass
  • Schedules: 6 filed schedules · includes major donors
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Program expense ratio scored 59/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Operating margin scored 17/100.
  • High — Growth: Asset growth scored 0/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 35/100.
  • High — Sustainability: Liabilities to assets ratio scored 20/100.
  • Review — Sustainability: Officer compensation ratio scored 52/100.