Young Mens Christian Association of Northern Middlesex County Inc

Nonprofit profile at a glance

EIN
060646981
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Middletown, CT, USA
Phone
8603476907
Rating
74
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$8,962,002
Expenses
$6,847,119
Assets
$20,916,638
Liabilities
$919,435

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

19 people listed

Executive titles in this filing

  • MICHELE RULNICK (PRESIDENT/CEO)

Highest reported compensation

  • MICHELE RULNICK (PRESIDENT/CEO): $249,039 total reported compensation
  • CANDACE CRANE (VP OF YOUTH DEVELOPMENT &): $126,374 total reported compensation
  • NATALIE GARRISON (FINANCE DIRECTOR): $85,904 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The northern middlesex ymca offers a path toward a fuller, more productive life. The ymca will provide to a broad spectrum of our community, high quality programs, services and facilities that improve individual and family life, encourage healthier lifestyles and assist youth in developing into responsible adulthood.

What it reported doing in 2025

Youth development/family services - the ymca's youth/family services include preschool, before/after school, day camping, and teen programs. The ymca's kid's korner is the leading provider of before and after-school childcare in northern middlesex county, with licensed sites in public elementary schools in middletown, cromwell, portland, and durham. Open doors assistance is available to families earning under $100,000 annually. State of Connecticut care4kids, private donations, and grants from the state department of education, middlesex united way, and the middletown youth service department further expand service to low-income families. During the summer months, families have a choice between ymca camp ingersoll, held at the ingersoll outdoor center in portland, or the summer enrichment program based in our facilities in middletown. Both of these programs are state licensed day camps and provide sliding-scale assistance to low-income families. Camp ingersoll provided over 1025 children with a traditional day camp experience that included swimming, boating, environmental education, art, ropes, archery and more. Camp ingersoll also offers specialtycamps in sports, adventure, science, the arts and leadership development. The my time scholarship program provides scholarships to children with immediate family member who had cancer. Preschool childcare is provided year-round in our state-licensed and naeyc-accredited ingersoll childcare center. The center provides a school readiness program to 50 primarily low-income three and four year-old children each school year. The y also operates a school readiness classroom at 44 hamlin street, middletown which serves an additional 16. Teen programs include after-school enrichment for middle school, friday night recreation for middle and high school. The y continues to provide youth programs that promote positive youth development in safe settings supervised by role models.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 99% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and most voting board members are independent. Few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence and fundraising costs are high for each dollar raised.

Rating breakdown

  • Financial Efficiency: 69
  • Transparency & Controls: 65
  • Accountability: 100
  • Sustainability: 69
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 65.2%; rating input score 65
  • Program expense ratio: 82.4%; rating input score 82
  • Fundraising efficiency: $16.51 raised per $1 spent on fundraising; rating input score 53; 53rd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 0 of 6 controls in place; rating input score 0
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 23.6%; rating input score 76; 76th percentile among comparable filings
  • Total-asset coverage ratio: 3.05; rating input score 71; 71st percentile among comparable filings
  • Liabilities to assets ratio: 0.04; rating input score 62; 62nd percentile among comparable filings
  • Officer compensation ratio: 6.7%; rating input score 46; 46th percentile among comparable filings

Growth

  • Program expense growth: -1.4% per year; rating input score 0; 9th percentile among comparable filings
  • Revenue growth: 1% per year; rating input score 100; 11th percentile among comparable filings
  • Asset growth: 7.2% per year; rating input score 100; 45th percentile among comparable filings

Details

  • Where the money goes: 65.2% of revenue deployed · 82.4% of spending went to programs
  • Governance: 16 of 16 board members independent · 9 of 9 filing controls reported
  • Programs: 2 filed program accomplishments · $5.6M in reported program spending
  • Leadership: top reported pay $249K · 19 people listed · 0 of 6 pay-setting controls reported
  • Highest-paid contractors: 2 contractors listed · $285K reported
  • Consistency: 32 of 32 current checks pass
  • Schedules: 7 filed schedules · includes major donors and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 3 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Pay-setting controls scored 0/100.
  • Review — Financial Efficiency: Fundraising efficiency scored 53/100.
  • High — Growth: Program expense growth scored 0/100.
  • Moderate — Sustainability: Officer compensation ratio scored 46/100.