Lafayette Family YMCA

Legal name: Young Mens Christian Association of Lafayette

Nonprofit profile at a glance

EIN
350868213
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Lafayette, IN, US
Phone
(765) 474-3448
Rating
71
Verdict
SUPPORTED
Rating confidence
Moderate
Affiliation
Christianity

Official website

Reported finances

Revenue
$6,320,194
Expenses
$6,646,310
Assets
$18,730,937
Liabilities
$5,676,928

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

13 people listed

Executive titles in this filing

  • ALICIA CLEVENGER (PRESIDENT)
  • KEVIN UMLAUF (VICE PRESIDENT)
  • PAUL CRAMER (EXECUTIVE DIRECTOR)

Highest reported compensation

  • PAUL CRAMER (EXECUTIVE DIRECTOR): $214,608 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The lafayette family ymca is a volunteer led public charity that includes men, women, and children of all ages, abilities, incomes, races, and religions. Our mission is to put christian principles into practice through programs that build healthy spirit, mind and body for all. Do you have a question about our locations, schedules, program, or childcare? We can help. Simply follow the link to contact us. Locations Downtown Location. Your YMCA membership is all about flexibility and support.Whether you need to update your information, change your membership type, or add a family member, we're here to help you make it easy. Managing your membership is just a few clicks away—because your journey with us should fit your life. Member Self Portal Download Our App.

What it reported doing in 2025

Healthy livinghealth and wellness - ymca's offer a lifelong progression of health and wellness activities, experiences, and education, including programs for children, teens, families, and seniors. Examples include preschool parent/child classes, group fitness classes, strength training and senior fitness.ymca's focus on healthy living by advocating health and well-being from the inside out - the spirit, mind and body. The ymca provides people with the supportive relationships and environments they need for their successful pursuit of health and well-being. This isparticularly important as our nation struggles with an obesity crisis. Families struggle with work/life balance and individuals search for personal fulfillment. We bring families together and offer recreational and social networks that build relationships and strengthen bonds. Our programs are accessible, affordable and open to all faiths, backgrounds, abilities and income levels.

Operating model

Revenue model
Earned-program. 76% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 98% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and most voting board members are independent. Few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence and fundraising costs are high for each dollar raised.

Rating breakdown

  • Financial Efficiency: 62
  • Transparency & Controls: 65
  • Accountability: 100
  • Sustainability: 38
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 70.8%; rating input score 71
  • Program expense ratio: 67.9%; rating input score 68
  • Fundraising efficiency: $0.69 raised per $1 spent on fundraising; rating input score 2; 2nd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 0 of 6 controls in place; rating input score 0
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -5.2%; rating input score 15; 15th percentile among comparable filings
  • Total-asset coverage ratio: 2.82; rating input score 68; 68th percentile among comparable filings
  • Liabilities to assets ratio: 0.3; rating input score 26; 26th percentile among comparable filings
  • Officer compensation ratio: 3.2%; rating input score 68; 68th percentile among comparable filings

Growth

  • Program expense growth: 8.3% per year; rating input score 100; 54th percentile among comparable filings
  • Revenue growth: 6.3% per year; rating input score 100; 46th percentile among comparable filings
  • Asset growth: 11.9% per year; rating input score 100; 65th percentile among comparable filings

Details

  • What they do: Mission, programs, and operating context captured from the official website.
  • Where the money goes: 70.8% of revenue deployed · 67.9% of spending went to programs
  • Governance: 12 of 12 board members independent · 8 of 8 filing controls reported
  • Programs: 4 filed program accomplishments · $4.5M in reported program spending
  • Leadership: top reported pay $215K · 13 people listed · 0 of 6 pay-setting controls reported
  • Consistency: 27 of 28 current checks pass · 1 finding to review
  • Schedules: 6 filed schedules · includes major donors and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Pay-setting controls scored 0/100.
  • High — Financial Efficiency: Fundraising efficiency scored 2/100.
  • High — Sustainability: Operating margin scored 15/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 26/100.