YMCA of Greater Michiana
Legal name: Young Mens Christian Association of Greater Michiana Inc
Nonprofit profile at a glance
- EIN
- 381358236
- IRS 990 coverage
- 2010–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Niles, MI, USA
- Phone
- 2696831552
- Rating
- 79
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $14,129,634
- Expenses
- $14,097,045
- Assets
- $22,836,306
- Liabilities
- $5,272,393
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
23 people listed
Executive titles in this filing
- MARK WEBER (CEO)
- MICHAEL KAMBOL (VICE PRESIDENT OF FINANCE)
- ZECHARIAH HOYT (VICE PRESIDENT OF YOUTH PR)
- MOWITT S DREW III (PRESIDENT)
- BRIAN KUBICKI (VICE PRESIDENT)
Highest reported compensation
- MARK WEBER (CEO): $317,225 total reported compensation
- DENISE PETERS (COO): $218,363 total reported compensation
- JILL HABOUSH (CDO): $185,386 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The YMCA of Greater Michiana is a nonprofit organization whose mission is to put Christian principles into practice through programs that build healthy spirit, mind, and body for all. Problems? Click here to load the page in a new windowYour browser does not support iframes such as the one on this page. However, we still link you to the missing <a href=" Not a Y member? Y members enjoy lower fees on programs and full facility access, including exercise classes and Childwatch while you work out.
What it reported doing in 2025
Since 1882, the ymca of greater michiana has served communities throughout the southwest Michigan and northcentral Indiana region by responding to evolving social and community needs. With longstanding roots in south bend, Indiana; benton harbor-st. Joseph, niles-buchanan, and three rivers, Michigan; the y remains committed to youth development, healthy living, and social responsibility. Through impactful programs, financial assistance, and collaborative partnerships, the ymca works to ensure children, families, and individuals of all backgrounds have access to opportunities that strengthen spirit, mind, and body.
Operating model
- Revenue model
- Earned-program. 80% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 75
- Transparency & Controls: 74
- Accountability: 100
- Sustainability: 35
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 82.1%; rating input score 82
- Program expense ratio: 82%; rating input score 82
- Fundraising efficiency: $7.11 raised per $1 spent on fundraising; rating input score 22; 22nd percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: 2 of 6 controls in place; rating input score 33
- Compensation committee: Pass
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 0.2%; rating input score 25; 25th percentile among comparable filings
- Total-asset coverage ratio: 1.62; rating input score 44; 44th percentile among comparable filings
- Liabilities to assets ratio: 0.23; rating input score 48; 48th percentile among comparable filings
- Officer compensation ratio: 7.6%; rating input score 38; 38th percentile among comparable filings
Growth
- Program expense growth: 15.3% per year; rating input score 100; 82nd percentile among comparable filings
- Revenue growth: 13.3% per year; rating input score 100; 83rd percentile among comparable filings
- Asset growth: 7.1% per year; rating input score 100; 51st percentile among comparable filings
Details
- What they do: 7 programs and campaigns described on the official site
- Where the money goes: 82.1% of revenue deployed · 82% of spending went to programs
- Governance: 15 of 15 board members independent · 9 of 9 filing controls reported
- Programs: 1 filed program accomplishment · $11.6M in reported program spending
- Leadership: top reported pay $317K · 23 people listed · 2 of 6 pay-setting controls reported
- Highest-paid contractors: 1 contractor listed · $124K reported
- Consistency: 36 of 36 current checks pass
- Schedules: 6 filed schedules · includes major donors and executive pay
- Filing history: 15 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Money network: 6 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 22/100.
- High — Sustainability: Operating margin scored 25/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 44/100.
- Moderate — Sustainability: Officer compensation ratio scored 38/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 48/100.