YMCA Southcoast

Legal name: Young Men's Christian Association Southcoast Inc

Nonprofit profile at a glance

EIN
042104749
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
New Bedford, MA, USA
Phone
5089969622
Rating
82
Verdict
STRONG
Rating confidence
Standard
Affiliation
Christianity

Official website

Reported finances

Revenue
$19,926,985
Expenses
$17,634,140
Assets
$44,945,469
Liabilities
$10,031,879

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

34 people listed

Executive titles in this filing

  • LUCRIA ORTIZ (PRESIDENT & CEO (AS OF 07/01/25))
  • DEBRA FRINGUELLI (INTERIM CEO & PRES (07/24-06/25))
  • STEPHANIE MANCINI (SR EXECUTIVE DIRECTOR)
  • TARA PACHECO (SR EXECUTIVE DIRECTOR)
  • JAMES F SCHERER (FORMER PRESIDENT & CEO)

Highest reported compensation

  • HEATHER MONOSON (CFO): $219,585 total reported compensation
  • DEBRA FRINGUELLI (INTERIM CEO & PRES (07/24-06/25)): $197,313 total reported compensation
  • ROBYN L BRANCO (CDO): $166,308 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

For nearly two centuries, the Y has been the place where unlikely connections create stronger communities. We open doors for all—regardless of background or starting point—providing access to resources, relationships, and opportunities that help people thrive. Explore YMCA Southcoast’s Annual Reports to see how member support and philanthropy translate into real community impact. Each report includes a message from leadership, program highlights and outcomes, participation and scholarship figures, financial summaries with audited statements, and recognition of donors and partners. You will also find progress on strategic priorities, stories from the people we serve, and key metrics that track access, equity, and sustainability. Reports are organized by year for easy download and review, reflecting our commitment to transparency, accountability, and responsible stewardship. 2025 YMCA...

What it reported doing in 2025

Community services and education: at ymca southcoast, strengthening community is our cause. The association believes that lasting personal and social change can only come about when we all work together to invest in our children, our health and our neighbors. From exercise to education, volleyball to volunteerism, swim lessons to scholarships, the association is here for all. In addition to offering free, preventative health programs including livestrong, free educational achievement programs including summer scholars, and our hunger relief programs including "sharing the harvest" community farm, the association also offers ycares financial assistance for membership, childcare, camp and programs. The y welcomes all!

Operating model

Revenue model
Earned-program. 66% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and some filed totals do not add up.

Rating breakdown

  • Financial Efficiency: 77
  • Transparency & Controls: 78
  • Accountability: 100
  • Sustainability: 57
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 77.8%; rating input score 78
  • Program expense ratio: 86.8%; rating input score 87
  • Fundraising efficiency: $11.74 raised per $1 spent on fundraising; rating input score 38; 38th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 88.2%; rating input score 88; 3rd percentile among comparable filings
  • Pay-setting controls: 3 of 6 controls in place; rating input score 50
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 11.5%; rating input score 62; 62nd percentile among comparable filings
  • Total-asset coverage ratio: 2.55; rating input score 60; 60th percentile among comparable filings
  • Liabilities to assets ratio: 0.22; rating input score 49; 49th percentile among comparable filings
  • Officer compensation ratio: 7.2%; rating input score 41; 41st percentile among comparable filings

Growth

  • Program expense growth: 4.6% per year; rating input score 100; 37th percentile among comparable filings
  • Revenue growth: 5.6% per year; rating input score 100; 47th percentile among comparable filings
  • Asset growth: 4.7% per year; rating input score 100; 32nd percentile among comparable filings

Details

  • What they do: 9 programs and campaigns described on the official site
  • Where the money goes: 77.8% of revenue deployed · 86.8% of spending went to programs
  • Governance: 24 of 24 board members independent · 9 of 9 filing controls reported
  • Programs: 2 filed program accomplishments · $15.3M in reported program spending
  • Leadership: top reported pay $220K · 34 people listed · 3 of 6 pay-setting controls reported
  • Highest-paid contractors: 1 contractor listed · $328K reported
  • Consistency: 33 of 35 current checks pass · 2 findings to review
  • Schedules: 8 filed schedules · includes major donors and executive pay
  • Filing history: 15 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 8 filed money-flow records
  • Related organizations: 2 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Fundraising efficiency scored 38/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • Review — Transparency & Controls: Schedule R controlled transactions itemized did not reconcile in the filed values.
  • Moderate — Sustainability: Officer compensation ratio scored 41/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 49/100.