Young Men's Christian Association of Ridgewood New Jersey

Nonprofit profile at a glance

EIN
221508752
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Ridgewood, NJ, USA
Phone
2014445600
Rating
80
Verdict
STRONG
Rating confidence
Standard
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$9,544,939
Expenses
$10,205,787
Assets
$10,661,926
Liabilities
$7,301,425

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

37 people listed

Executive titles in this filing

  • RAMON M HACHE SR (PRESIDENT & CEO)

Highest reported compensation

  • RAMON M HACHE SR (PRESIDENT & CEO): $315,378 total reported compensation
  • JONATHAN RYERSON (CFO & COO): $215,066 total reported compensation
  • JULIO RODRIGUEZ (SENIOR DIRECTOR): $147,738 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The ridgewood ymca, founded in 1902, is a 501(c)3 nonprofit, charitable, community service organization. Based on the principles reflected in the mission, the ridgewood y is a welcoming place where men, women and children of all ages, abilities, incomes, ethnicities, religions and sexual orientation are accepted, valued, and nurtured. Our organization is a long-standing pillar of the ridgewood community, and continues to address the many needs of those who walk through the doors, including: physical and emotional wellness; socialization and companionship; independence and self-sufficiency; and opportunities for local and global service. Additionally, the programs and services we offer reach far beyond the borders of ridgewood, serving residents from over 40 surrounding communities.

What it reported doing in 2025

Social responsibility: social responsibility has been at the core of our service for over 120 years. The principles on which we were founded reflect a sense of service, community, and social responsibility. Our programs, collaborations, and partnerships both locally and on a global scale make it possible for the ridgewood ymca to have a wide-ranging impact on our community, throughout the tristate area, and internationally. Among others, the following are examples of services offered through our social responsibility programs. *financial aid for memberships, camps, and all other programs *cancer survivor support *chronic disease management programming *caretaker support groups *speaker series and health seminars from industry experts *rainbows support for childhood grief & trauma *swim lessons for underserved communities *adaptive swim lessons for all ages with special needs *world service support *scholarships for families of deployed military personnel and first responders *weekly food box distribution *beyond pantry, the community pantry *official partner of special olympics of New Jersey *program access for great falls youth center (njcdc) *outdoor education and retreat programming *lifeguard training and water safety *social clubs and adult support groups *partnering with american red cross to host blood drives *certified snap navigator

Operating model

Revenue model
Other-operating. 92% of the money available for current operations came from other operating revenue.
Distribution model
Direct operator. The filing allocates 96% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 78
  • Transparency & Controls: 84
  • Accountability: 86
  • Sustainability: 22
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 89.9%; rating input score 90
  • Program expense ratio: 83%; rating input score 83
  • Fundraising efficiency: $1.22 raised per $1 spent on fundraising; rating input score 3; 3rd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 94.4%; rating input score 94; 25th percentile among comparable filings
  • Pay-setting controls: 3 of 6 controls in place; rating input score 50
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 96.8%; rating input score 97; 37th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 6 of 9 controls in place; rating input score 67
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Fail
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -6.9%; rating input score 13; 13th percentile among comparable filings
  • Total-asset coverage ratio: 1.04; rating input score 35; 35th percentile among comparable filings
  • Liabilities to assets ratio: 0.68; rating input score 10; 10th percentile among comparable filings
  • Officer compensation ratio: 7.9%; rating input score 41; 41st percentile among comparable filings

Growth

  • Program expense growth: 6.1% per year; rating input score 100; 42nd percentile among comparable filings
  • Revenue growth: 4.8% per year; rating input score 100; 36th percentile among comparable filings
  • Asset growth: 3% per year; rating input score 100; 22nd percentile among comparable filings

Details

  • Where the money goes: 89.9% of revenue deployed · 83% of spending went to programs
  • Governance: 26 of 26 board members independent · 6 of 9 filing controls reported
  • Programs: 3 filed program accomplishments · $8.5M in reported program spending
  • Leadership: top reported pay $315K · 37 people listed · 3 of 6 pay-setting controls reported
  • Highest-paid contractors: 1 contractor listed · $290K reported
  • Consistency: 41 of 42 current checks pass · 1 finding to review
  • Schedules: 7 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 14 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 4 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 3/100.
  • Review — Accountability: Governance controls: 3 of 9 not reported.
  • High — Sustainability: Operating margin scored 13/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 35/100.
  • High — Sustainability: Liabilities to assets ratio scored 10/100.
  • Moderate — Sustainability: Officer compensation ratio scored 41/100.
  • Review — Transparency & Controls: Domestic grant itemization did not reconcile in the filed values.