Young Men's Christian Association of Pawtucket Inc

Nonprofit profile at a glance

EIN
050259114
IRS 990 coverage
2010–2025
Forms available
Form 990 2025, Form 990-T 2025
Location
Pawtucket, RI, USA
Phone
4017277515
Rating
83
Verdict
STRONG
Rating confidence
Standard
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$17,091,012
Expenses
$18,504,770
Assets
$30,798,951
Liabilities
$6,707,112

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

24 people listed

Executive titles in this filing

  • JASON HERNANDEZ (VICE PRESIDENT/SECRETARY)
  • DR KEVIN KEITH MARTINS (VICE PRESIDENT)
  • SETH IZZI (VICE PRESIDENT)
  • JEFF MERHIGE (CHIEF EXECUTIVE OFFICER)

Highest reported compensation

  • JEFF MERHIGE (CHIEF EXECUTIVE OFFICER): $286,411 total reported compensation
  • DAN REYNOLDS (CHIEF OPERATING OFFICER): $170,364 total reported compensation
  • ERIN LA MOUNTAIN (CHIEF FINANCIAL OFFICER): $139,318 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To put christian principles into practice through programs that build character & promote a healthy spirit, mind & body for all. In concert with our mission statement, our vision is: enrich the spirit; provide an experience of tradition & association, to enhance a sense of belonging & well-being; build health & character; provide an environment in which people can engage in comprehensive quality programs of health, fitness & character development that will enhance healthy lifestyles & values. Develop lifetime skills: teach & nurture social, interpersonal & physical skills, which provide enjoyment & help meet the health, safety & welfare needs of all. Strengthen the family: encourage togetherness & enhance family participation & unity through a broad range of services & programs aimed at traditional & non-traditional family units. Strengthen the community: promote the development of leadership, volunteerism, cultural understanding & eliminate bias & advocate for those in need.

What it reported doing in 2025

Aquatics - swimming is a lifelong skill that encourages fitness, socialization, and exploration. We believe that teaching every child (and adult) basic swimming skills saves lives. Drowning accounts for one in four deaths amongst children. Safety around water programs teach basic skills for children. Swimming lessons provide progressive growth and skill development. For children who develop a passion for swimming, our swim teams allow for further growth and healthy competition in a team environment. We understand that swim lessons are more than just stroke development. As they learn to swim, children also develop endurance, self-confidence, and an appreciation for water safety. The y staff works hard to create an encouraging atmosphere in the water, where each swimmer can learn and progress at his or her own pace and comfort level. In 2025, the ymca raised $68,500 in sponsorship support for the safety around water program that provides free swim lessons to any community member in english or spanish designed specifically to prevent fatal drownings, a leading cause of accident death in our state.

Operating model

Revenue model
Earned-program. 89% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 93% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 76
  • Transparency & Controls: 88
  • Accountability: 100
  • Sustainability: 30
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 87.4%; rating input score 87
  • Program expense ratio: 80.7%; rating input score 81
  • Fundraising efficiency: $3.97 raised per $1 spent on fundraising; rating input score 10; 10th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: 3 of 6 controls in place; rating input score 50
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Yes; rating input score 100

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -8.3%; rating input score 8; 8th percentile among comparable filings
  • Total-asset coverage ratio: 1.66; rating input score 45; 45th percentile among comparable filings
  • Liabilities to assets ratio: 0.22; rating input score 50; 50th percentile among comparable filings
  • Officer compensation ratio: 4.6%; rating input score 60; 60th percentile among comparable filings

Growth

  • Program expense growth: 3.6% per year; rating input score 100; 29th percentile among comparable filings
  • Revenue growth: 4.8% per year; rating input score 100; 39th percentile among comparable filings
  • Asset growth: 1.1% per year; rating input score 100; 10th percentile among comparable filings

Details

  • Where the money goes: 87.4% of revenue deployed · 80.7% of spending went to programs
  • Governance: 18 of 18 board members independent · 9 of 9 filing controls reported
  • Programs: 5 filed program accomplishments · $14.9M in reported program spending
  • Leadership: top reported pay $286K · 24 people listed · 3 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $1.6M reported
  • Consistency: 37 of 37 current checks pass
  • Schedules: 9 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 15 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 5 filed money-flow records
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 10/100.
  • High — Sustainability: Operating margin scored 8/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 45/100.
  • Review — Sustainability: Liabilities to assets ratio scored 50/100.