Chambersburg Memorial YMCA

Legal name: Young Men's Christian Association of Chambersburg Pa

Nonprofit profile at a glance

EIN
231476339
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Chambersburg, PA, United States
Phone
717-263-8508
Rating
89
Verdict
STRONG
Rating confidence
Standard
Affiliation
Christianity

Official website

Reported finances

Revenue
$3,743,366
Expenses
$3,793,750
Assets
$11,498,355
Liabilities
$808,404

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

39 people listed

Executive titles in this filing

  • CHAD RYDBOM (BOARD OF DIRECTORS - PRESIDENT)
  • GEORGE GLEN (TRUSTEE - PRESIDENT)
  • GINNY HARRIGER (BOARD OF DIRECTORS - 1ST VICE PRESIDENT)
  • MISSY NEGLEY (BOARD OF DIRECTORS - 2ND VICE PRESIDENT)
  • CARLA CHRISTIAN (EXECUTIVE DIRECTOR)

Highest reported compensation

  • CARLA CHRISTIAN (EXECUTIVE DIRECTOR): $138,035 total reported compensation
  • KRIS SUDERS (BUSINESS OPERATIONS DIRECTOR): $69,184 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To put Christian principles into practice through programs that build healthy spirit, mind, and body for all. The Chambersburg YMCA is a community fellowship of youth and adults, united by a common loyalty to Jesus Christ…. The Y's Mission**...To put Christian principles into practice through programs that build healthy spirit, mind, and body for all. The Chambersburg YMCA is a community fellowship of youth and adults, united by a common loyalty to Jesus Christ for the purpose of developing the spiritual, mental, physical and social lives of our youth, our families and our communities. As such a community, the YMCA seeks to help individuals: Develop self-confidence and self-respect and an appreciation of their own worth as individuals.

What it reported doing in 2025

Youth development - our ymca youth and teen programs give the children good role models to help develop self-esteem and good values, which include cooperation, respect, good citizenship and a strong work ethic. The ymca's sam's program, which includes the tuesday night program, the summer day camping program and the sponsored membership program, provides a lasting experience of personal enrichment for children in an economical disadvantaged lifestyle. The ymca's sam's program provides activities that promote spiritual awareness, mental development, physical well being, social growth and self-respect. The ymca's sam's day camping program provides a safe environment where the children can have adventure, learning activities, spiritual growth, mental development, physical well being and receive two meals a day. This year's program will include an educational assistance program (eap) day tutoring program for the children too. The ymca's youth achievers program is a ymca developed curriculum focused on structuring and nurturing the professional development of multi-cultural youth in grades 8-12. The youth achievers are excited about post secondary education, feel a sense of value to their community, are champions of diversity and have high ethical and spiritual character. The sam's program and the youth achievers programs are provided to the participants at no cost.

Operating model

Revenue model
Other-operating. 85% of the money available for current operations came from other operating revenue.
Distribution model
Direct operator. The filing allocates 98% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 80
  • Transparency & Controls: 100
  • Accountability: 100
  • Sustainability: 44
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 90.1%; rating input score 90
  • Program expense ratio: 87.2%; rating input score 87
  • Fundraising efficiency: $3.7 raised per $1 spent on fundraising; rating input score 10; 10th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -1.3%; rating input score 22; 22nd percentile among comparable filings
  • Total-asset coverage ratio: 3.03; rating input score 70; 70th percentile among comparable filings
  • Liabilities to assets ratio: 0.07; rating input score 54; 54th percentile among comparable filings
  • Officer compensation ratio: 5.5%; rating input score 53; 53rd percentile among comparable filings

Growth

  • Program expense growth: 1.7% per year; rating input score 100; 18th percentile among comparable filings
  • Revenue growth: 1.7% per year; rating input score 100; 15th percentile among comparable filings
  • Asset growth: 1.6% per year; rating input score 100; 16th percentile among comparable filings

Details

  • What they do: 1 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 90.1% of revenue deployed · 87.2% of spending went to programs
  • Governance: 37 of 37 board members independent · 9 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $3.3M in reported program spending
  • Leadership: top reported pay $138K · 39 people listed
  • Consistency: 36 of 36 current checks pass
  • Schedules: 5 filed schedules · includes major donors
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 10/100.
  • High — Sustainability: Operating margin scored 22/100.
  • Review — Sustainability: Officer compensation ratio scored 53/100.
  • Review — Sustainability: Liabilities to assets ratio scored 54/100.