Brainerd Family YMCA

What it reported doing in 2025

Youth developmentour ymca is committed to nurturing the potential of every child and teen. We believe that all kids deserve the opportunity to discover who they are and what they can achieve. That is why we help young people cultivate the values, skills, and relationships that lead to positive behaviors, better health, and educational achievement. Our ymca programs such as childcare, school year care, swim lessons, swim team, summer daycamp, and youth sports leagues offer a range of experiences that enrich cognitive, social, physical, and emotional growth. Expenses include subsidies and direct financial assistance that make participation possible. In 2025 we provided over $60,000 in financial assistance to young people who otherwise would have faced economic barriers to participate in our programs. Daycare programs: our ymca provides high quality childcare by providing comprehensive activities for infant through school age children drawing on diverse members of the community. We provide both full and part time options to serve a wide range of family scheduling needs. Woven into the fabric of the ymca mission is a commitment to strengthening families. Ymca childcare programs relieve the burden of balancing work and family and make it possible for parents of children in our care to remain gainfully employed, knowing that their children are thriving in a safe, developmentally sound environment. The ycma provides financial assistance for short term babysitting and full day childcare service. In addition, we provide aid to families who need help due to family violence, substance abuse, etc. By collaborating with other local service agencies. We also provide a variety of activities that emphasize parent education and help parents learn more about how to raise healthy, happy children who develop self-esteem and moral and ethical values. 112 young people were served during 2025. School year care: the y kids club school year program is available during after school hours and during school breaks for elementary aged children. Daily activities include arts/crafts, computers, swimming and gym games. Homework mentoring is also provided by trained staff. Many programs are provided at no cost. Financial assistance is available for fee based programs, so a young person's economic circumstances are not a barrier to participation. We also provide transportation after school to those children who need to get to the ymca. 176 young people were served during 2025. Swim lessons: they y offers a wide range of swimming options for the whole family. Swimming builds self-confidence and develops the whole person spirit, mind and body. Classes are divided into ability groups while trained instructors emphasize personal safety, swimming skills, endurance and social skills guided with praise and encouragement. Swim team: ycma swim team is a competitive program that focuses on the development of all swim abilities for young people ages 5 to 18. Our trained coached work to improve swimmers skill level, endurance and to promote a healthy lifestyle. Our program embraces the ymca core values and promotes progression at an individual level.summer day camp and gull lake sailing school: they ymca summer day camp program provides a lasting experience of personal enrichment. Day camps offer adventure and learning activities that provide challenge and promote spiritual awareness, mental development, physical wellbeing, social growth, and self respect. Camping helps youth be aware of their physical and mental capabilities, recognize the value of cooperation, and to gain confidence. The ymca a has management agreement with the gull lake sailing school offering beginning sailing lessons to youth.

Financial Efficiency

• Mission deployment rate: 91.7%; rating input score 92
• Program expense ratio: 81.7%; rating input score 82
• Fundraising efficiency: $4.7 raised per $1 spent on fundraising; rating input score 13; 13th percentile among comparable filings

Transparency & Controls

• Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
• Pay-setting controls: Limited
• Foreign activity oversight: Limited
• Grant itemization coverage: Limited
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
• Governance controls: 8 of 8 controls in place; rating input score 100
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Pass
  • Other executive compensation review process: NotApplicable
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Pass

Sustainability

• Operating margin: -12.3%; rating input score 8; 8th percentile among comparable filings
• Total-asset coverage ratio: 1.97; rating input score 57; 57th percentile among comparable filings
• Liabilities to assets ratio: 0.33; rating input score 25; 25th percentile among comparable filings
• Officer compensation ratio: 3.4%; rating input score 67; 67th percentile among comparable filings

Growth

• Program expense growth: 7.8% per year; rating input score 100; 51st percentile among comparable filings
• Revenue growth: 6.3% per year; rating input score 100; 47th percentile among comparable filings
• Asset growth: 3.8% per year; rating input score 100; 26th percentile among comparable filings