Tri-Cities Family YMCA
Legal name: Young Men's Christian Assn - Tri-cities Michigan
Nonprofit profile at a glance
- EIN
- 381717502
- IRS 990 coverage
- 2017–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Grand Haven, MI, USA
- Phone
- (616) 842-7051
- Rating
- 75
- Verdict
- SUPPORTED
- Rating confidence
- Standard
- Sector
- Young Men's or Women's Associations
- Affiliation
- Christianity
Reported finances
- Revenue
- $8,043,293
- Expenses
- $3,297,451
- Assets
- $14,687,246
- Liabilities
- $246,539
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
19 people listed
Executive titles in this filing
- Gregory Coil (Chief Executive Officer)
Highest reported compensation
- Gregory Coil (Chief Executive Officer): $176,013 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
For over 60 years, the Tri-Cities Family YMCA has served the community by fostering positive youth development, promoting healthy living and upholding a commitment to social responsibility. Our programs and services are accessible to ALL regardless of financial circumstance. The Torch Society was created to help support long-term sustainability for all our programs, services and scholarships. The society recognizes individuals and couples who have named the Tri-Cities Family YMCA as the beneficiary of any type of planned or deferred gift. The purpose is to acknowledge and thank those who have made these gifts and to encourage and inspire others to do the same. The knowledge of forthcoming gifts also assists the Y in planning for the future. Please email Kelly Ruffing, Fund Development Manager, at [email protected] for more information. Members As Donors As a member, you have...
What it reported doing in 2025
Youth development: the tri-cities family ymca believes in providing membership and program services to all who desire to participate, regardless of ability to pay. We are proud to have served over 12,000 people, 50% of which would not have been able to participate without the financial support of our community pricing program. The ymca's community pricing program is supported in part through contributions to the annual campaign fundraiser, grants and special events. This community benefit provides access to membership and programs for those in need in our community. Those receiving financial support participated in programs and services including: * membership for adults and children to maintain a healthy lifestyle, positive attitude, and improve wellness in their daily lives. *water safety and swim instruction through our comprehensive aquatics programs. *youth sports and recreation focused on providing skills instruction to improve the confidence and competence of young people while focusing on values such as sportsmanship, fair play and team work. *quality affordable child care through our licensed preschool, child care and accredited summer camp programs where children receive early childhood education and leadership development to best prepare them to become healthy teens and adults. We continue to offer our feeding and food distribution program. Youth development: our ymca is committed to nurturing the potential of every child and teen. We believe all kids have great potential and deserve the opportunity to discover who they are and what they can achieve. That's why we help young people cultivate the values, skills and relationships that lead to positive behaviors, better health and educational achievement. Our ymca programs, such as preschool, licensed child care, youth sports, teen nights, youth-in-government and summer and holiday day camps offer a range of experiences that enrich social, emotional, cognitive and physical growth of the children we serve.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 98% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and reported officer compensation is a large share of total spending, which may reflect staffing concentration.
Rating breakdown
- Financial Efficiency: 56
- Transparency & Controls: 79
- Accountability: 100
- Sustainability: 82
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 35.9%; rating input score 36
- Program expense ratio: 83%; rating input score 83
- Fundraising efficiency: $48.7 raised per $1 spent on fundraising; rating input score 79; 79th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 2 of 6 controls in place; rating input score 33
- Compensation committee: Pass
- Independent consultant: Missing
- Other Form 990s reviewed: Pass
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Missing
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 8 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 59%; rating input score 93; 93rd percentile among comparable filings
- Total-asset coverage ratio: 4.45; rating input score 79; 79th percentile among comparable filings
- Liabilities to assets ratio: 0.02; rating input score 74; 74th percentile among comparable filings
- Officer compensation ratio: 5.3%; rating input score 54; 54th percentile among comparable filings
Growth
- Program expense growth: 4.8% per year; rating input score 100; 35th percentile among comparable filings
- Revenue growth: 17.3% per year; rating input score 100; 83rd percentile among comparable filings
- Asset growth: 20.6% per year; rating input score 100; 85th percentile among comparable filings
Details
- What they do: 3 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 35.9% of revenue deployed · 83% of spending went to programs
- Governance: 18 of 18 board members independent · 8 of 8 filing controls reported
- Programs: 3 filed program accomplishments · $2.7M in reported program spending
- Leadership: top reported pay $176K · 19 people listed · 2 of 6 pay-setting controls reported
- Highest-paid contractors: 2 contractors listed · $6.6M reported
- Consistency: 47 of 47 current checks pass
- Schedules: 6 filed schedules · includes major donors and executive pay
- Filing history: 9 filing years from 2017 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Financial Efficiency: Mission deployment rate scored 36/100.
- Review — Sustainability: Officer compensation ratio scored 54/100.