Ymca of Memphis & the Mid-south

Nonprofit profile at a glance

EIN
620476304
IRS 990 coverage
2010–2025
Official website data refreshed
Aug 2026
Forms available
Form 990 2025
Location
Cordova, TN, US
Phone
901-766-7677
Rating
78
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$62,721,668
Expenses
$62,777,004
Assets
$75,998,761
Liabilities
$30,557,242

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

26 people listed

Executive titles in this filing

  • GERALD B MARTIN (FORMER PRESIDENT & CEO)
  • BRIAN MCLAUGHLIN (PRESIDENT & CEO)

Highest reported compensation

  • GERALD B MARTIN (FORMER PRESIDENT & CEO): $627,355 total reported compensation
  • BRIAN MCLAUGHLIN (PRESIDENT & CEO): $473,154 total reported compensation
  • TERRANCE J GRIGSBY (FORMER CFO): $388,187 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To put Christian principles into practice through programs that build healthy spirit, mind and body for all.

What it reported doing in 2025

Youth development: the ymca of memphis & the mid-south believes that all children deserve the opportunity to discover who they really are and what they can achieve. Our association continues to provide before and adter care at the majority of shelby county schools. For the 2025-2026 school year, 9,964 children registered for before and after school care. There were a total of 167 schools in 16 districts for this past school year. Our y-cap program engaged 300 at-risk students in activities that promote positive self-worth, goal-setting, improved behaviors, satisfactory academic performance, community service, and summer reading. Y achievers is designed for the development of youth grades 6-12. This is one of the national ymca signature programs designed to address the achievement gap while nurturing the potential of every youth and teen. Y achievers also engages parents with monthly sessions along with family and community events. This program serves schools in shelby county. Over 72 youth were impacted by this program during the 2025-2026 school year.nutrition services: our y continues to work with Tennessee department of human services and usda and have provided over 10,000,000 meals since march 2020. The ymca ofmemphis & the mid-south partnered to serve meals at open sites throughout shelbycounty and west Tennessee. These include memphis parks community centers, city ofmemphis libraries, neighborhood christian centers, memphis athletic ministries andapartment complexes in areas that are under-resourced and underserved. This programcontinues to expand to meet the needs of youth who are experiencing food insecurity. Last summer, meals were served in haywood, tipton and fayette counties. All of thesecommunities are considered to be food deserts since they lack access to nutritionalfoods. Large grocery stores are not common in rural areas and many families are notable to travel long distances for food shopping. Our ymca positively impacted this partof our state by serving 759,600 meals.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 81
  • Transparency & Controls: 76
  • Accountability: 84
  • Sustainability: 28
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 84.9%; rating input score 85
  • Program expense ratio: 84.7%; rating input score 85
  • Fundraising efficiency: $20.89 raised per $1 spent on fundraising; rating input score 47; 47th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 94.1%; rating input score 94; 25th percentile among comparable filings
  • Pay-setting controls: 3 of 6 controls in place; rating input score 50
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 87.5%; rating input score 88; 17th percentile among comparable filings
  • Governance controls: 7 of 9 controls in place; rating input score 78
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Fail
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -0.1%; rating input score 17; 17th percentile among comparable filings
  • Total-asset coverage ratio: 1.21; rating input score 33; 33rd percentile among comparable filings
  • Liabilities to assets ratio: 0.4; rating input score 49; 49th percentile among comparable filings
  • Officer compensation ratio: 3.3%; rating input score 40; 40th percentile among comparable filings

Growth

  • Program expense growth: 11.1% per year; rating input score 100; 72nd percentile among comparable filings
  • Revenue growth: 10.7% per year; rating input score 100; 76th percentile among comparable filings
  • Asset growth: 10.4% per year; rating input score 100; 70th percentile among comparable filings

Details

  • What they do: 3 programs and campaigns described on the official site · 3 operating locations identified
  • Where the money goes: 84.9% of revenue deployed · 84.7% of spending went to programs
  • Governance: 21 of 24 board members independent · 7 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $53.2M in reported program spending
  • Leadership: top reported pay $627K · 26 people listed · 3 of 6 pay-setting controls reported
  • Consistency: 30 of 31 current checks pass · 1 finding to review
  • Schedules: 8 filed schedules · includes major donors and executive pay
  • Filing history: 15 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 5 filed money-flow records
  • Related organizations: 2 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.

  • Moderate — Financial Efficiency: Fundraising efficiency scored 47/100.
  • High — Sustainability: Operating margin scored 17/100.
  • Review — Accountability: Governance controls: 2 of 9 not reported.
  • Moderate — Sustainability: Total-asset coverage ratio scored 33/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • Moderate — Sustainability: Officer compensation ratio scored 40/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 49/100.
  • High — Grant Readiness: Federal audit findings: this organization reported findings in its latest federal Single Audit.