Women for Healthy Rural Living
Nonprofit profile at a glance
- EIN
- 550880014
- IRS 990 coverage
- 2020–2024
- Forms available
- Form 990 2024, Form 990-EZ 2019, Form 990-N 2014
- Location
- Milbridge, ME, USA
- Phone
- 2075467677
- Rating
- 83
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Public Health Program (Includes General Health and Wellness Promotion Services)
Reported finances
- Revenue
- $391,371
- Expenses
- $353,642
- Assets
- $777,022
- Liabilities
- $95,922
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
15 people listed
Executive titles in this filing
- Patricia Olsen (President)
- Jamie Libby (Vice President)
Highest reported compensation
- Susan Jordan Bennett (COO): $52,311 total reported compensation
- Mary Christine Kuhni (Executive Dir.): $37,440 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
We advance and promote the health and well-being of the woman, her family, and her community.
What it reported doing in 2024
Group programming encompasses a variety of initiatives designed to Connect For the Health of It, a 2024 initiative to help combat the epidemic of loneliness and isolation. Programs included our Book Discussion Series Banned Books, art programmingsix sessions with participants overall, Connecting Through Handcrafts and Art with a weekly Community Craft Circle, a monthly Mending Caf, monthly Soul Collage meetings, What Do You See art camp for children ages 8-11, and special workshops such as Mending with Patches, Sock Darning, Stab Binding Journal Making, and Creating a Felt Ornament. WHRLigig, a playgroup for children and their caregivers, commenced in February and met weekly, often at Milbridge Commons Wellness Park in good weathera partnership with Sunrise Opportunities Prevention Council. In late 2024, we hosted the local Acoustic Caf, bringing community members together to enjoy and create music. In 2024, Movement Programming included twice weekly Bone Builders osteoporosis intervention classes, Chair Yoga, Evening Yoga, Tai Chi, Zumba, and the introduction of a Walking Group. Day-long Women's Retreats, Connections: Nature, Inspiration, and Creativity, were introduced in 2024 with four art retreats held at the summer home of the American modernist artist John Marin.
Operating model
- Revenue model
- Donor-supported. 91% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and fundraising costs are high for each dollar raised.
Rating breakdown
- Financial Efficiency: 77
- Transparency & Controls: 92
- Accountability: 84
- Sustainability: 50
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 77.3%; rating input score 77
- Program expense ratio: 85.1%; rating input score 85
- Fundraising efficiency: $15.74 raised per $1 spent on fundraising; rating input score 51; 51st percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 5 of 8 controls in place; rating input score 62
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 9.6%; rating input score 59; 59th percentile among comparable filings
- Total-asset coverage ratio: 2.2; rating input score 61; 61st percentile among comparable filings
- Liabilities to assets ratio: 0.12; rating input score 24; 24th percentile among comparable filings
- Officer compensation ratio: 25.4%; rating input score 14; 14th percentile among comparable filings
Growth
- Program expense growth: 24.5% per year; rating input score 100; 87th percentile among comparable filings
- Revenue growth: 16.8% per year; rating input score 100; 84th percentile among comparable filings
- Asset growth: 21.6% per year; rating input score 100; 86th percentile among comparable filings
Details
- Where the money goes: 77.3% of revenue deployed · 85.1% of spending went to programs
- Governance: 13 of 13 board members independent · 5 of 8 filing controls reported
- Programs: 5 filed program accomplishments · $301K in reported program spending
- Leadership: top reported pay $52K · 15 people listed
- Consistency: 31 of 31 current checks pass
- Schedules: 5 filed schedules · includes major donors
- Filing history: 5 filing years from 2020 to 2024
- Contacts: How to reach this organization
- Money network: 3 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: 2 of 7 not reported.
- Review — Financial Efficiency: Fundraising efficiency scored 51/100.
- Review — Sustainability: Operating margin scored 59/100.
- High — Sustainability: Officer compensation ratio scored 14/100.
- High — Sustainability: Liabilities to assets ratio scored 24/100.