Wisconsin Financial Services Association Inc

Nonprofit profile at a glance

EIN
390811229
IRS 990-EZ coverage
2010–2025
Forms available
Form 990-EZ 2025
Location
Madison, WI, USA
Phone
6082566413
Rating
44
Verdict
MIXED
Rating confidence
Moderate
Sector
Urban, Community Economic Development

Reported finances

Revenue
$131,062
Expenses
$121,553
Assets
$221,810
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

9 people listed

Executive titles in this filing

  • RYAN BLACK (PRESIDENT)
  • SHANE GASCH (VICE PRESIDENT)
  • THOMAS E MOORE (EXECUTIVE DIRECTOR)

People named in this filing

  • CHARLIE BUHLER (DIRECTOR)
  • DAVID KORN (DIRECTOR)
  • MARCI KAWSKI (ASSOCIATE)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To support and advance the interests of consumer lending in Wisconsin.

What it reported doing in 2025

Wisconsin financial services association, inc. (wfsa) is a voluntary non-profit trade association of consumer finance companies licensed to do business in Wisconsin. It is organized for the benefit of its members and customers to support and advance the interests of consumer lending in wi. Two board meetings are held per year, and the organization has a strong lobbying effort.

Operating model

Revenue model
Membership-supported. 98% of the money available for current operations came from membership dues.
Distribution model
Transfer-based 990-EZ. The 990-EZ reports grants or member benefits, but it does not separate enough spending to show the nonprofit’s full delivery mix.

The verdict

MIXED - The filed numbers largely add up and total assets are large relative to annual expenses, but may not be spendable cash. A relatively small share of available resources goes toward mission work and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 11
  • Transparency & Controls: 82
  • Sustainability: 62
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 16.5%; rating input score 17
  • Program expense ratio: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 7.3%; rating input score 49; 49th percentile among comparable filings
  • Total-asset coverage ratio: 1.82; rating input score 77; 77th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 74; 74th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: 4% per year; rating input score 100; 39th percentile among comparable filings
  • Asset growth: 6.2% per year; rating input score 100; 47th percentile among comparable filings

Details

  • Where the money goes: 16.5% of revenue deployed
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 9 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 17/100.
  • Moderate — Sustainability: Operating margin scored 49/100.