Willow Christian Academy
Nonprofit profile at a glance
- EIN
- 922844312
- IRS 990 coverage
- 2023–2025
- Forms available
- Form 990 2025, Form 990-EZ 2022
- Location
- Roseville, CA, USA
- Phone
- 9165809214
- Rating
- 82
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Christianity
- Affiliation
- Christianity
Reported finances
- Revenue
- $605,534
- Expenses
- $507,550
- Assets
- $347,186
- Liabilities
- $13,020
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
6 people listed
Executive titles in this filing
- JOSHUA CANTWELL (PRESIDENT &)
Highest reported compensation
- AMY KEMP (PROGRAM DIRE): $69,039 total reported compensation
- BREANNE LEMONS (TREASURER &): $12,000 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The organization was created to provide a homeschool support program to grow children both spiritually and academically in christ. The organization will support parents with homeschooling their children. Supplemental classes are also offered.
What it reported doing in 2025
During the period of july 1, 2025, through june 30, 2026, willow christian academy served 140 students from 72 families in their homeschool journeys, ranging from pre-k through 8th grade. Willow celebrated the graduation of ten 8th-grade students during the 20252026 program year. This year marked a significant milestone as willow christian academy successfully relocated its campus from roseville to granite bay, while continuing to serve the same growing community. The transition allowed the program to maintain continuity for families while providing an improved campus environment for student learning, fellowship, and ministry and no combination classes. This marked the organization's third successful year of operation, during which willow christian academy provided a christ-centered homeschool enrichment program focused on support for homeschooling families, spiritual development, meaningful relationships, and academic growth. Program accomplishments included: providing weekly on-campus enrichment opportunities for students through a christ-centered learning environment that supported families in their growing faith and homeschool journey. Hosting community-building events including safety day, the fall festival, monthly chapel services, a christmas theater performance, and easter stations of the cross. Creating student leadership and mentorship opportunities through the big & little buddies program, student-led monthly chapels, and student-created history and science museums. Encouraging entrepreneurship, creativity, and financial stewardship through a student-run christmas market. Conducting a successful annual funrun fundraiser through the generous support of families, donors, and the broader community. Providing opportunities for service and community engagement through field trips, park days, after-campus fellowship gatherings, and a christmas service project where students shared music and encouragement with local senior citizens. Engaging families in the mission of willow christian academy through volunteer service, with each family contributing a minimum of eight volunteer hours throughout the program year to support students, teachers, events, and campus operations. Throughout the year, willow christian academy also provided ongoing encouragement, resources, and a supportive community for homeschooling parents, recognizing them as the primary educators of their children. By partnering with families in both academic and spiritual development, willow furthered its charitable mission of equipping the next generation. With a 97% family retention rate from the previous program year, willow christian academy continues to grow as a nonprofit ministry dedicated to serving homeschooling families through christ-centered education, authentic community, and hands-on learning experiences. It remains a privilege to witness the growth, transformation, and joy of students and families while continuing to equip them academically, spiritually, and relationally.
Operating model
- Revenue model
- Earned-program. 90% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 79
- Transparency & Controls: 92
- Accountability: 78
- Sustainability: 49
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 75.5%; rating input score 76
- Program expense ratio: 90.1%; rating input score 90
- Fundraising efficiency: $25.75 raised per $1 spent on fundraising; rating input score 62; 62nd percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 80%; rating input score 80; 21st percentile among comparable filings
- Governance controls: 6 of 8 controls in place; rating input score 75
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 16.2%; rating input score 67; 67th percentile among comparable filings
- Total-asset coverage ratio: 0.68; rating input score 32; 32nd percentile among comparable filings
- Liabilities to assets ratio: 0.04; rating input score 47; 47th percentile among comparable filings
- Officer compensation ratio: 16%; rating input score 23; 23rd percentile among comparable filings
Growth
- Program expense growth: 21.2% per year; rating input score 100; 81st percentile among comparable filings
- Revenue growth: 45.1% per year; rating input score 100; 95th percentile among comparable filings
- Asset growth: 49.9% per year; rating input score 100; 95th percentile among comparable filings
Details
- Where the money goes: 75.5% of revenue deployed · 90.1% of spending went to programs
- Governance: 4 of 5 board members independent · 6 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $457K in reported program spending
- Leadership: top reported pay $69K · 6 people listed
- Consistency: 24 of 24 current checks pass
- Schedules: 4 filed schedules · includes major donors
- Filing history: 3 filing years from 2023 to 2025
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: Independent financial-statement audit not reported.
- Moderate — Sustainability: Total-asset coverage ratio scored 32/100.
- High — Sustainability: Officer compensation ratio scored 23/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 47/100.