Western Health Advantage

What it reported doing in 2024

See schedule opublic benefit health coveragewha promotes the common good and general welfare of the community by offering health benefit coverage to the public through multiple, easily accessible channels. Wha serves individuals (including medicare beneficiaries), small employer groups, and large employer groups. Wha benefits the community and promotes social welfare by reason of (1) enrollment that is open to individuals (both on and off the California health benefits exchange, covered California) and small groups, (2) serving low income, high risk, medically underserved, or elderly persons, and (3) having hmo premiums on a community-rated basis coverage to all group and individual members. Wha communicates with its members and providers through quarterly publications. Advantage magazine is a quarterly magazine aimed at promoting healthy lifestyles and assisting members to take advantage of their health benefits coverage. Clinical connections is a quarterly informational online magazine for providers.wha wellness programswha provides wellness resources and support for individual andemployer/broker-driven wellness initiatives, the overall goal of which is to reduce healthcare costs for the society. Our online wellness program reaches individuals by offering health assessments and tracking tools. Wha's wellness initiatives reach beyond wha's base of members. Educational seminars and programs at the employer group level are offered to all employees regardless of health plan affiliation. Health resources and information are freely given at health events, and wha'schief medical officer appear regularly in media driven campaigns, including giving interviews on local television news programs seen throughout northern California, promoting healthy eating and activity. Wha offers discount programs to members to make health club memberships and health and fitness related products and services more accessible and affordable.whafitwhafit is wha's own health and wellness program, formed in 2013, to promote the health and well-being of its employees. Promoting positive behavior changes among wha's employees benefits the community, as these employees are members of the community that wha serves. Wha stands for not only western health advantage, but in this context, wellness, health and action.communityfitwha offers communityfit, a no cost virtual fitness program offering both live and recorded movement and stress reduction classes. The purpose of this program is to promote movement and wellness during the workday. Communityfit is available to all members of the community and currently administers classes year-round. With classes such as midweek desk stretch and mindfulness meditation, communityfit strives to reach the public by making fitness affordable and convenient, with the goal of lowering health care costs and improving the well-being of the community.wha and the american heart associationwha's wellness manager leads a annual worksite wellness symposium with the american heart association (aha), which brings the aha's vast resources on heart-healthy living to many worksites in the region. Wha is also a cosponsor of aha's healthy for good campaign. Through this program the aha and wha help create healthy work environments, which increases productivity, reduces absenteeism (due to fewer health problems experienced by employees), and lowers turnover which increases productivity.

Financial Efficiency

• Mission deployment rate: 96.6%; rating input score 97
• Program expense ratio: 96.8%; rating input score 97
• Fundraising efficiency: Limited

Transparency & Controls

• Consistency checks: 86.7%; rating input score 87; 1st percentile among comparable filings
• Pay-setting controls: 4 of 6 controls in place; rating input score 67
  • Compensation committee: Pass
  • Independent consultant: Pass
  • Other Form 990s reviewed: Missing
  • Written employment contract: Missing
  • Compensation survey or study: Pass
  • Board or committee approval: Pass
• Foreign activity oversight: Limited
• Grant itemization coverage: 83.8%; rating input score 84; 19th percentile among comparable filings
• Major donor itemization: Limited
• Related-party transparency: Limited

Accountability

• Independent voting board: 85.7%; rating input score 86; 32nd percentile among comparable filings
• Governance controls: 9 of 9 controls in place; rating input score 100
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Pass
  • Other executive compensation review process: Pass
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Pass

Sustainability

• Operating margin: 0.2%; rating input score 32; 32nd percentile among comparable filings
• Total-asset coverage ratio: 0.11; rating input score 3; 3rd percentile among comparable filings
• Liabilities to assets ratio: 0.86; rating input score 15; 15th percentile among comparable filings
• Officer compensation ratio: 0.8%; rating input score 78; 78th percentile among comparable filings

Growth

• Program expense growth: 2.1% per year; rating input score 100; 16th percentile among comparable filings
• Revenue growth: 2.3% per year; rating input score 100; 17th percentile among comparable filings
• Asset growth: 2.6% per year; rating input score 100; 18th percentile among comparable filings