We Love Harbor Springs Inc

Nonprofit profile at a glance

EIN
992190027
IRS 990-EZ coverage
2024–2025
Forms available
Form 990-EZ 2025
Location
Harbor Springs, MI, USA
Phone
4193562617
Rating
50
Verdict
MIXED
Rating confidence
Moderate

Reported finances

Revenue
$85,810
Expenses
$50,115
Assets
$51,019
Liabilities
$1,383

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

4 people listed

Executive titles in this filing

  • MAUREEN KENNEY (PRESIDENT)
  • TIM PATTON (VICE PRESIDENT)

People named in this filing

  • MAUREEN KENNEY (PRESIDENT)
  • TIM PATTON (VICE PRESIDENT)
  • MARK WAGONER (SECRETARY)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

We love harbor springs is a Michigan not-for-profit corporation organized and operated exclusively to promote the social welfare of the city of harbor springs, Michigan by bringing together residents, neighbors, and business owners who care deeply about preserving what makes harbor springs such a special place. We love harbor springs researches and analyzes proposed changes to the harbor springs zoning code to ensure proposed changes are consistent with this mission, advocates for transparency and accountability in local governance, organizes community events to facilitate constructive dialogue on these issues, and engages in public outreach to educate harbor springs residents and decision makers to ensure the harbor springs' historic charm and high quality of life are encouraged.

What it reported doing in 2025

We love harbor springs funded an extensive legal review and analysis of the impact proposed changes to the zoning code would have on the city of harbor springs, ensured transparency and accountability in local governance by advocating for best practices in local governance through public records requests and other means, engaged in public outreach through newsletters, a website, and other public communications to educate harbor springs residents and decision makers to encourage harbor springs historic charm and high quality of life, facilitated constructive community dialogue by hosting community events, and made grants to organizations that are consistent with this mission.

Operating model

Revenue model
Donor-supported. 91% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

MIXED - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 11
  • Transparency & Controls: 100
  • Sustainability: 64
  • Growth: 20

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 8.9%; rating input score 9
  • Program expense ratio: 15.2%; rating input score 15

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 41.6%; rating input score 87; 87th percentile among comparable filings
  • Total-asset coverage ratio: 1.02; rating input score 48; 48th percentile among comparable filings
  • Liabilities to assets ratio: 0.03; rating input score 21; 21st percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: -122.6% per year; rating input score 0; 2nd percentile among comparable filings
  • Revenue growth: -67.8% per year; rating input score 0; 4th percentile among comparable filings
  • Asset growth: 95.3% per year; rating input score 100; 98th percentile among comparable filings

Details

  • Where the money goes: 8.9% of revenue deployed · 15.2% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $8K in reported program spending
  • Leadership: top reported pay $0 · 4 people listed
  • Consistency: 8 of 8 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 2 filing years from 2024 to 2025
  • Contacts: How to reach this organization
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 9/100.
  • High — Financial Efficiency: Program expense ratio scored 15/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 48/100.
  • High — Sustainability: Liabilities to assets ratio scored 21/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.