Water Street Club Inc
Nonprofit profile at a glance
- EIN
- 823734370
- IRS 990-EZ coverage
- 2018–2025
- Forms available
- Form 990-EZ 2025
- Location
- Sleepy Hollow, NY, USA
- Phone
- 6464368079
- Rating confidence
- Limited
- Sector
- Professional Societies, Associations
Reported finances
- Revenue
- $-7,127
- Expenses
- $4,656
- Assets
- $14,357
- Liabilities
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
4 people listed
Executive titles in this filing
- Ayesha West (Vice President)
People named in this filing
- John Mancebo (Chairman)
- Kirk Hudson (Treasurer)
- Ayesha West (Vice President)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Our mission is to have a positive impact on increasing diversity and inclusion at all levels of the insurance industry. By providing employees of insurance carriers, insurance brokerages, and insurance agencies with relationship building opportunities, mentorship by insurance executives, client development opportunities, and a professional network within the industry.
What it reported doing in 2025
We were able to provide and number of events and opportunities for networking and career growth to over 1000 separate Diverse Insurance Professionals in 2025 year.
Operating model
- Revenue model
- No positive adjusted resources. The filing reports no positive adjusted operating resources.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: 77
- Transparency & Controls: 82
- Sustainability: 39
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: 77.2%; rating input score 77
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -165.3%; rating input score 5; 5th percentile among comparable filings
- Total-asset coverage ratio: 3.08; rating input score 75; 75th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: 13.8% per year; rating input score 100; 75th percentile among comparable filings
- Revenue growth: -2% per year; rating input score 0; 42nd percentile among comparable filings
- Asset growth: 17.9% per year; rating input score 100; 82nd percentile among comparable filings
Details
- Where the money goes: 77.2% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $4K in reported program spending
- Leadership: top reported pay $0 · 4 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 2 filed schedules
- Filing history: 8 filing years from 2018 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Sustainability: Operating margin scored 5/100.
- High — Growth: Revenue growth scored 0/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.