Washington Association of Mortgage Professionals

Nonprofit profile at a glance

EIN
943031417
IRS 990-EZ coverage
2011–2024
Forms available
Form 990-EZ 2024
Location
Bellevue, WA, USA
Phone
4257703246
Rating confidence
Limited

Reported finances

Revenue
$33,091
Expenses
$57,569
Assets
$24,478
Liabilities
$24,478

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

10 people listed

Executive titles in this filing

  • KRISTINE ESTILL (PRESIDENT)
  • MICHAEL PATTERSON (GOVERNMENT CHAIR PAST PRESIDENT)
  • TOM MACARTHUR (EDUCATION CHAIR PAST PRESIDENT)
  • SHAROL KLISE (DIRECTOR PAST PRESIDENT)

People named in this filing

  • KRISTINE ESTILL (PRESIDENT)
  • MISSY LAWSON (CO-TREASURER IMMEDIATE PAST PRESIDE)
  • HEATH PIERCE (CO-TREASURER)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Dedicated to the representation and education of licensed mortgage professionals: creating a more competitive and informed marketplace

What it reported doing in 2024

First accomplishment to represent and educate licensed mortgage professionals: hold meetings and seminars, distribute information relevant to job, consult on legal and legislative matters, by creating website where ideas and information can be shared. Create consumer referral service to reputable lecensed mortgage professionals

Operating model

Revenue model
Donor-supported. 88% of the money available for current operations came from contributions and gifts.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Rating breakdown

  • Financial Efficiency: NotEnoughData
  • Transparency & Controls: 82
  • Sustainability: 20
  • Growth: 0

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: Limited
  • Program expense ratio: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -74%; rating input score 10; 10th percentile among comparable filings
  • Total-asset coverage ratio: 0.43; rating input score 27; 27th percentile among comparable filings
  • Liabilities to assets ratio: 1; rating input score 5; 5th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: -3.5% per year; rating input score 0; 39th percentile among comparable filings
  • Asset growth: -0.8% per year; rating input score 0; 35th percentile among comparable filings

Details

  • Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 10 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 1 filed schedules
  • Filing history: 12 filing years from 2011 to 2024
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Operating margin scored 10/100.
  • High — Growth: Asset growth scored 0/100.
  • High — Sustainability: Total-asset coverage ratio scored 27/100.
  • High — Sustainability: Liabilities to assets ratio scored 5/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.