Viable Inc

Nonprofit profile at a glance

EIN
842852472
IRS 990 coverage
2020–2025
Forms available
Form 990 2025, Form 990-EZ 2019
Location
Nashville, TN, USA
Phone
6154755717
Rating
61
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Community, Neighborhood Development

Reported finances

Revenue
$837,729
Expenses
$716,866
Assets
$296,105
Liabilities
$31,430

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

3 people listed

Executive titles in this filing

  • BENJAMIN TURNER (PRESIDENT)

Highest reported compensation

  • BENJAMIN TURNER (PRESIDENT): $136,070 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Viable helps survivors of abuse and exploitation move beyond crisis intervention and social services to find their path and overcome obstacles to build a life of purpose, financial independence and healthy relationships.

What it reported doing in 2025

Viable worked to identify and facilitate business opportunities on behalf of approximately 5,000 vulnerable, subsistence farmers in uganda, who represent approximately 25,000 dependents. Viable negotiated with local commercial buyers and processors in uganda to establish pre-arranged, ethical, fair market purchase agreements for crops grown by vulnerable families in the same region. Participanting families were qualified to be struggling to survive, with significant household needs for basic necessities. In this, famlies who formerly depended on handouts from charities/ngos, the government, and/or were previously exploited in the marketplace, have new hope for eraned income opportunity. Priorities listed are paying for food, shelter, children's education and medical needs.

Operating model

Revenue model
Grant-funded. 63% of the money available for current operations came from government grants.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and program spending has grown recently. The filing reports few safeguards for money sent abroad and the filing does not identify recipients for some grant dollars.

Rating breakdown

  • Financial Efficiency: 66
  • Transparency & Controls: 55
  • Accountability: 55
  • Sustainability: 42
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 63.7%; rating input score 64
  • Program expense ratio: 74.4%; rating input score 74
  • Fundraising efficiency: $18.84 raised per $1 spent on fundraising; rating input score 54; 54th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Scored; rating input score 0
  • Grant itemization coverage: 0%; rating input score 0; 15th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 66.7%; rating input score 67; 17th percentile among comparable filings
  • Governance controls: 3 of 8 controls in place; rating input score 38
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: Fail
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 14.4%; rating input score 64; 64th percentile among comparable filings
  • Total-asset coverage ratio: 0.41; rating input score 21; 21st percentile among comparable filings
  • Liabilities to assets ratio: 0.11; rating input score 34; 34th percentile among comparable filings
  • Officer compensation ratio: 19%; rating input score 18; 18th percentile among comparable filings

Growth

  • Program expense growth: 0.3% per year; rating input score 100; 16th percentile among comparable filings
  • Revenue growth: 10% per year; rating input score 100; 61st percentile among comparable filings
  • Asset growth: 14.2% per year; rating input score 100; 67th percentile among comparable filings

Details

  • Where the money goes: 63.7% of revenue deployed · 74.4% of spending went to programs
  • Governance: 2 of 3 board members independent · 3 of 8 filing controls reported
  • Programs: 2 filed program accomplishments · $533K in reported program spending
  • Leadership: top reported pay $136K · 3 people listed
  • Consistency: 25 of 25 current checks pass
  • Schedules: 5 filed schedules · includes major donors and foreign activity
  • Filing history: 5 filing years from 2020 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: 2 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Foreign activity oversight scored 0/100.
  • High — Transparency & Controls: Grant itemization coverage scored 0/100.
  • Moderate — Accountability: Governance controls: 4 of 7 not reported.
  • Review — Financial Efficiency: Fundraising efficiency scored 54/100.
  • High — Sustainability: Total-asset coverage ratio scored 21/100.
  • High — Sustainability: Officer compensation ratio scored 18/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 34/100.