United Zion Retirement Community

What it reported doing in 2025

At united zion retirement community, maintaining an individual's highest level of independence remains our goal whether supporting them in independent living cottages or apartments, in personal care suites or healthcare. Each residence has something great to offer. All cottages include a full day-light basement able to be customized to specific lifestyle needs. All first floor apartments include their own outside entrance and porches and selected apartments can be provided with additional personal care services to prevent a pre-mature move from the apartment to receive additional support. Several pleasant dining venues, varied recreational programs, frequent off-campus trips and daily spiritual programs in the chapel enhance one's lifestyle, independence and choice. Healthcare rooms, designed by award winning architects, provide enhanced privacy for both private and semi-private - shared bath accommodations and flat screen televisions. Experienced professional therapists provide rehabilitation services. United zion retirement community's more than 115 year reputation for providing these quality senior services highlights united zion's experience in meeting the unique needs and preferences of older adults. United zion retirement community provides continuing care for residents meeting certain eligibility criteria upon residency. This assures individuals seeking residency that benevolent support will be available should they be unable to pay the full cost of their future care. The level of this unfunded care amounted to approximately $1,697,000 in 2025 including costs related to the medicaid program. For the current year in health care, 30.55% of the 20,518 resident days were paid by medical assistance. In personal care, 19.55% of the 9,288 days were benevolent funds.

Financial Efficiency

• Mission deployment rate: 86.8%; rating input score 87
• Program expense ratio: 89.7%; rating input score 90
• Fundraising efficiency: $1.02 raised per $1 spent on fundraising; rating input score 2; 2nd percentile among comparable filings

Transparency & Controls

• Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
• Pay-setting controls: 3 of 6 controls in place; rating input score 50
  • Compensation committee: Missing
  • Independent consultant: Missing
  • Other Form 990s reviewed: Missing
  • Written employment contract: Pass
  • Compensation survey or study: Pass
  • Board or committee approval: Pass
• Foreign activity oversight: Limited
• Grant itemization coverage: Limited
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
• Governance controls: 9 of 9 controls in place; rating input score 100
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Pass
  • Other executive compensation review process: Pass
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Pass

Sustainability

• Operating margin: 0.3%; rating input score 26; 26th percentile among comparable filings
• Total-asset coverage ratio: 4.57; rating input score 76; 76th percentile among comparable filings
• Liabilities to assets ratio: 0.76; rating input score 13; 13th percentile among comparable filings
• Officer compensation ratio: 4.5%; rating input score 61; 61st percentile among comparable filings

Growth

• Program expense growth: 5.9% per year; rating input score 100; 45th percentile among comparable filings
• Revenue growth: 4.7% per year; rating input score 100; 38th percentile among comparable filings
• Asset growth: 8.1% per year; rating input score 100; 57th percentile among comparable filings