United Way of Greater Philadelphia and Southern New Jersey
Nonprofit profile at a glance
- EIN
- 231556045
- IRS 990 coverage
- 2009–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024, Form 990-T 2024
- Location
- Philadelphia, PA, US
- Phone
- (215) 665-2500
- Rating
- 79
- Verdict
- SUPPORTED
- Rating confidence
- Standard
- Sector
- Federated Giving Programs
Reported finances
- Revenue
- $19,407,958
- Expenses
- $21,460,057
- Assets
- $115,971,295
- Liabilities
- $9,962,748
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
41 people listed
Executive titles in this filing
- HARRY FRANCIS MCCLOSKEY (EXECUTIVE VICE PRESIDENT/CHIEF OPERATING OFFICER)
- MICHAEL BANKS (EXECUTIVE DIRECTOR & SENIOR ADVISOR (THRU 06/2025))
- WILLIAM A GOLDERER (PRESIDENT & CEO)
- MELISSA CULP (VICE PRESIDENT OF OPERATIONS)
- SYBILLE DAMAS (VICE PRESIDENT OF HUMAN RESOURCES)
Highest reported compensation
- WILLIAM A GOLDERER (PRESIDENT & CEO): $499,865 total reported compensation
- TABITHA JENKINS (GENERAL COUNSEL & CHIEF PEOPLE OFFICER (THRU 01/2025)): $241,632 total reported compensation
- HARRY FRANCIS MCCLOSKEY (EXECUTIVE VICE PRESIDENT/CHIEF OPERATING OFFICER): $235,210 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To erase poverty once and for all by building stronger communities so families can thrive through immediate relief and long-term achievement.
What it reported doing in 2024
Financial empowerment - the impact fund empowers individuals and families to save more by building foundations for lifelong financial stability including financial literacy and asset development.
Operating model
- Revenue model
- Donor-supported. 76% of the money available for current operations came from contributions and gifts.
- Distribution model
- Grant intermediary. The nonprofit sent 68% of its reported program spending out as grants.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 78
- Transparency & Controls: 90
- Accountability: 91
- Sustainability: 41
- Growth: 20
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 89.6%; rating input score 90
- Program expense ratio: 73.7%; rating input score 74
- Fundraising efficiency: $8.51 raised per $1 spent on fundraising; rating input score 34; 34th percentile among comparable filings
Transparency & Controls
- Consistency checks: 94.7%; rating input score 95; 24th percentile among comparable filings
- Pay-setting controls: 5 of 6 controls in place; rating input score 83
- Compensation committee: Pass
- Independent consultant: Pass
- Other Form 990s reviewed: Pass
- Written employment contract: Missing
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: 79.9%; rating input score 80; 16th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 66th percentile among comparable filings
- Governance controls: 7 of 9 controls in place; rating input score 78
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -10.6%; rating input score 10; 10th percentile among comparable filings
- Total-asset coverage ratio: 5.4; rating input score 86; 86th percentile among comparable filings
- Liabilities to assets ratio: 0.09; rating input score 76; 76th percentile among comparable filings
- Officer compensation ratio: 11.1%; rating input score 17; 17th percentile among comparable filings
Growth
- Program expense growth: -11.6% per year; rating input score 0; 2nd percentile among comparable filings
- Revenue growth: -7.2% per year; rating input score 0; 1st percentile among comparable filings
- Asset growth: 2.4% per year; rating input score 100; 19th percentile among comparable filings
Details
- What they do: 6 programs and campaigns described on the official site · 3 operating locations identified
- Where the money goes: 89.6% of revenue deployed · 73.7% of spending went to programs
- Governance: 30 of 30 board members independent · 7 of 9 filing controls reported
- Programs: 6 filed program accomplishments · $15.8M in reported program spending
- Leadership: top reported pay $500K · 41 people listed · 5 of 6 pay-setting controls reported
- Highest-paid contractors: 5 contractors listed · $843K reported
- Consistency: 35 of 36 current checks pass · 1 finding to review
- Schedules: 7 filed schedules · includes major donors, grants, and executive pay
- Filing history: 15 filing years from 2009 to 2024
- Contacts: How to reach this organization
- Money network: 67 filed money-flow records
- Related organizations: 57 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Financial Efficiency: Fundraising efficiency scored 34/100.
- High — Sustainability: Operating margin scored 10/100.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- Review — Accountability: Governance controls: Independent financial-statement audit not reported.
- High — Sustainability: Officer compensation ratio scored 17/100.
- Review — Transparency & Controls: Domestic grant itemization did not reconcile in the filed values.