UMWA Health and Retirement Funds

Legal name: United Mine Workers of America 1993 Benefit Plan

Nonprofit profile at a glance

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

5 people listed

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

See schedule o

Serves as a trust for a multiemployer welfare plan that provides medical, vision and dental benefits.

Revenue model: Other-operating. 97% of the money available for current operations came from other operating revenue.
Distribution model: Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Consistency checks: 100%; rating input score 100; 68th percentile among comparable filings
Pay-setting controls: 1 of 6 controls in place; rating input score 17
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Pass
Foreign activity oversight: Limited
Grant itemization coverage: Limited
Major donor itemization: Limited
Related-party transparency: Limited

Independent voting board: 0%; rating input score 0; 4th percentile among comparable filings
Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass

Operating margin: 6.3%; rating input score 61; 61st percentile among comparable filings
Total-asset coverage ratio: 0.43; rating input score 15; 15th percentile among comparable filings
Liabilities to assets ratio: 0.5; rating input score 36; 36th percentile among comparable filings
Officer compensation ratio: 0%; rating input score 94; 94th percentile among comparable filings

Program expense growth: Limited
Revenue growth: 14.1% per year; rating input score 100; 87th percentile among comparable filings
Asset growth: 15.5% per year; rating input score 100; 87th percentile among comparable filings

What they do: 5 programs and campaigns described on the official site
Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
Governance: 0 of 3 board members independent · 9 of 9 filing controls reported
Programs: 1 filed program accomplishment
Leadership: top reported pay $484K · 5 people listed · 1 of 6 pay-setting controls reported
Highest-paid contractors: 3 contractors listed · $33.8M reported
Consistency: 11 of 11 current checks pass
Schedules: 4 filed schedules · includes executive pay
Filing history: 14 filing years from 2010 to 2024
Contacts: How to reach this organization
Money network: 2 filed money-flow records
Related organizations: 7 filed related-organization links
Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
People: Everyone the filings name, and which of them the filings identify by more than a name.

Signals prioritize questions for review. They are not findings of misconduct.