United For Change Center for International Develop

Nonprofit profile at a glance

EIN
352385293
IRS 990 coverage
2020–2025
Forms available
Form 990 2025, Form 990-EZ 2019, Form 990-N 2015
Location
Houston, TX, USA
Phone
8329684349
Rating
77
Verdict
SUPPORTED
Rating confidence
Standard
Sector
International Economic Development

Official website

Reported finances

Revenue
$349,086
Expenses
$320,584
Assets
$301,659
Liabilities
$3,741

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

7 people listed

Executive titles in this filing

  • Ximena Murillo (CEO)

People named in this filing

  • Alvaro Carrasco (Project Management Committee)
  • Sonia Branin-Murillo (Secretary & Healthcare Liaison)
  • John Scardina (Vice Chairperson)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

United4Change Center (U4C) partners with women facing poverty, exploitation, and violence as they build healthy lives and sustainable livelihoods, leading change that ripples across their communities. A Houston-based 501(c)(3) public charity, U4C empowers women as entrepreneurs.

What it reported doing in 2025

Womens Empowerment & Entrepreneurship Program Houston (WEPH) with Impact Houston Graduated 29 Spanish-speaking immigrant women entrepreneurs from the 2025 cohort the programs largest to date through a curriculum delivered entirely in Spanish using a trauma-informed, human-centered design methodology covering micro-entrepreneurship, business planning, financial literacy, creativity, and leadership. Building on the 2024 pilot, the Personalized Business Mentorship Program supported 11 graduates with a combined 420 hours of one-on-one mentorship over four months, helping each woman grow her business and strengthen her role as a leader and supporter of other women in her community. Funded in substantial part by a $60,000 grant from Impact Hub Houston.

Operating model

Revenue model
Donor-supported. 99% of the money available for current operations came from contributions and gifts.
Distribution model
Hybrid. The nonprofit split its reported program spending across 53% for direct work, and 47% for grants.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. Fundraising costs are high for each dollar raised and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 60
  • Transparency & Controls: 94
  • Accountability: 88
  • Sustainability: 49
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 62.8%; rating input score 63
  • Program expense ratio: 68.4%; rating input score 68
  • Fundraising efficiency: $4.21 raised per $1 spent on fundraising; rating input score 18; 18th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 92.9%; rating input score 93; 26th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 5 of 7 controls in place; rating input score 71
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 8.2%; rating input score 53; 53rd percentile among comparable filings
  • Total-asset coverage ratio: 0.94; rating input score 39; 39th percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 38; 38th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings

Growth

  • Program expense growth: 15.9% per year; rating input score 100; 78th percentile among comparable filings
  • Revenue growth: 15.9% per year; rating input score 100; 82nd percentile among comparable filings
  • Asset growth: 21.6% per year; rating input score 100; 84th percentile among comparable filings

Details

  • Where the money goes: 62.8% of revenue deployed · 68.4% of spending went to programs
  • Governance: 6 of 6 board members independent · 5 of 7 filing controls reported
  • Programs: 8 filed program accomplishments · $219K in reported program spending
  • Leadership: top reported pay $0 · 7 people listed
  • Consistency: 27 of 28 current checks pass · 1 finding to review
  • Schedules: 6 filed schedules · includes major donors
  • Filing history: 5 filing years from 2020 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 18/100.
  • Review — Accountability: Governance controls: Independent financial-statement audit not reported.
  • Review — Sustainability: Operating margin scored 53/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 39/100.
  • Review — Transparency & Controls: Domestic grant itemization did not reconcile in the filed values.
  • Moderate — Sustainability: Liabilities to assets ratio scored 38/100.