Under One Roof Inc

Nonprofit profile at a glance

EIN
061377860
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Norwalk, CT, USA
Phone
2038544660
Rating
84
Verdict
STRONG
Rating confidence
Moderate
Sector
Supportive Housing for Older Adults

Reported finances

Revenue
$1,099,590
Expenses
$838,118
Assets
$1,465,235
Liabilities
$165,213

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

14 people listed

Executive titles in this filing

  • KATE GUTHRIE (EXECUTIVE DIRECTOR AS OF 6/25)
  • KATIE FITZMAURICE (EXECUTIVE DIRECTOR UNTIL 6/2025)
  • PATRICK SHIELDS (PRESIDENT)

Highest reported compensation

  • KATE GUTHRIE (EXECUTIVE DIRECTOR AS OF 6/25): $65,241 total reported compensation
  • KATIE FITZMAURICE (EXECUTIVE DIRECTOR UNTIL 6/2025): $65,029 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Under one roof, inc. Is a nonprofit organization dedicated to fostering intergenerational connections while addressing the pressing needs of affordable housing for older adults and accessible early childhood education for young children.

What it reported doing in 2025

Under one roof, inc has become a national model for successfully providing affordable housing with services, a nationally accredited child care program, and a unique intergenerational program. Under one roof, inc. Was selected as a national finalist in the generations uniteds intergenerational shared site best practice awards. The marvin was also awarded the metlife foundation award for excellence in affordable housing.under one roof, inc. Is the sponsor and manager of the marvin, an affordable congregate housing facility for frail elderly seniors. In addition, under one roof inc. Is the sponsor and owner of the marvin childrens center. The marvin childrens center opened in november 1998 and is funded by the state of Connecticut's school readiness and child day care grant program. Bright horizons family solutions, the nations leading provider of employer-sponsored childcare and early education, serves as the manager of the marvin childrens center.the marvin childrens center is a full-day, full-year program serving forty 3 & 4 year old children. The program offers affordable childcare which prepares children for entrance into kindergarten. The curriculum is tailored to the individual needs of each child and incorporates an appreciation of the resource available and the synergies that can result from involving the senior residents in the provision of day care. The marvin childrens center is nationally accredited by naeyc.under one roof, inc. Is committed to providing opportunities that incorporate and promote intergenerational opportunities. Both the marvins senior residents and the children in the childcare program gain long-lasting benefits from sharing time together, providing enriched experiences not found in traditional senior housing or child care facilities. Research shows that when the generations come together everyone benefits, children and youth, older adults and the community at large. There are clear positive outcomes for all involved. Children are exposed to their elders traditions and wisdom; seniors are able to expand their social networks and stay physically active, which enhances their health outcomes. Intergenerational programs help to dispel age-related myths and stereotypes. The intergenerational component clearly enhances both the child care and the senior housing.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Assets have declined or grown slowly and liabilities are high compared with assets.

Rating breakdown

  • Financial Efficiency: 67
  • Transparency & Controls: 100
  • Accountability: 100
  • Sustainability: 63
  • Growth: 80

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 68.6%; rating input score 69
  • Program expense ratio: 84.9%; rating input score 85
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Yes; rating input score 100

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 23.8%; rating input score 76; 76th percentile among comparable filings
  • Total-asset coverage ratio: 1.75; rating input score 60; 60th percentile among comparable filings
  • Liabilities to assets ratio: 0.11; rating input score 33; 33rd percentile among comparable filings
  • Officer compensation ratio: 3.9%; rating input score 52; 52nd percentile among comparable filings

Growth

  • Program expense growth: 3.6% per year; rating input score 100; 30th percentile among comparable filings
  • Revenue growth: 3.1% per year; rating input score 100; 26th percentile among comparable filings
  • Asset growth: -0.7% per year; rating input score 0; 14th percentile among comparable filings

Details

  • Where the money goes: 68.6% of revenue deployed · 84.9% of spending went to programs
  • Governance: 12 of 12 board members independent · 8 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $711K in reported program spending
  • Leadership: top reported pay $65K · 14 people listed
  • Consistency: 28 of 28 current checks pass
  • Schedules: 6 filed schedules · includes major donors and related organizations
  • Filing history: 13 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Related organizations: 2 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Asset growth scored 0/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 33/100.
  • Review — Sustainability: Officer compensation ratio scored 52/100.