Ufirst Foundation

Nonprofit profile at a glance

EIN
932094395
IRS 990-EZ coverage
2023–2025
Forms available
Form 990-EZ 2025
Location
Saginaw, MI, USA
Rating
78
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Philanthropy, Charity, Voluntarism Promotion

Reported finances

Revenue
$37,739
Expenses
$19,434
Assets
$46,760

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

8 people listed

Executive titles in this filing

  • BARBARA APPOLD (PRESIDENT)

People named in this filing

  • BARBARA APPOLD (PRESIDENT)
  • JARED KACZMARCZYK (VICE PRESIDE)
  • CHRISTINE KUHL (SECRETARY)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The ufirst foundation is committed to transforming lives through community involvement, financial education, and empowering underserved individuals. Through the partnership with united financial credit union we aim to foster literacy, provide scholarships, and create opportunities that inspire lifelong learning and economic well-being.

What it reported doing in 2025

The giving tree collection drive is an annual fundraiser hosted by 98.1 kcq to support local families experiencing hardship during the holidays. Fifteen local families were selected after being nominated by friends and relatives familiar with their circumstances, including individuals facing challenges such as a spinal injury, cancer, the loss of a parent and the total loss of a home due to fire.

Operating model

Revenue model
Donor-supported. 89% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 100% of its reported program spending out as grants.

The verdict

SUPPORTED - A large share of total spending goes to programs and the filed numbers largely add up. A relatively small share of available resources goes toward mission work and reported officer compensation is a large share of total spending, which may reflect staffing concentration.

Rating breakdown

  • Financial Efficiency: 73
  • Transparency & Controls: 82
  • Sustainability: 69
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 57%; rating input score 57
  • Program expense ratio: 100%; rating input score 100

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 48.5%; rating input score 89; 89th percentile among comparable filings
  • Total-asset coverage ratio: 2.41; rating input score 70; 70th percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: 88.5% per year; rating input score 100; 96th percentile among comparable filings
  • Revenue growth: 47.9% per year; rating input score 100; 96th percentile among comparable filings
  • Asset growth: 60.7% per year; rating input score 100; 96th percentile among comparable filings

Details

  • Where the money goes: 57% of revenue deployed · 100% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 2 filed program accomplishments · $19K in reported program spending
  • Leadership: top reported pay $0 · 8 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 3 filing years from 2023 to 2025
  • Contacts: How to reach this organization
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 57/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.