Trust for Gte Bargained Retired Group Insurance

Nonprofit profile at a glance

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

1 person listed

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Provide benefits to eligible members

Benefits paid to or for members

Revenue model: Other-operating. 71% of the money available for current operations came from other operating revenue.
Distribution model: Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Consistency checks: 100%; rating input score 100; 68th percentile among comparable filings
Pay-setting controls: Limited
Foreign activity oversight: Limited
Grant itemization coverage: Limited
Major donor itemization: Limited
Related-party transparency: Scored; rating input score 0

Independent voting board: 0%; rating input score 0; 4th percentile among comparable filings
Governance controls: 5 of 9 controls in place; rating input score 71
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Limited
- Other executive compensation review process: Limited
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail

Operating margin: 40.8%; rating input score 95; 95th percentile among comparable filings
Total-asset coverage ratio: 9.97; rating input score 91; 91st percentile among comparable filings
Liabilities to assets ratio: 0; rating input score 99; 99th percentile among comparable filings
Officer compensation ratio: 0%; rating input score 94; 94th percentile among comparable filings

Program expense growth: Limited
Revenue growth: -11.6% per year; rating input score 0; 0th percentile among comparable filings
Asset growth: -5.9% per year; rating input score 0; 2nd percentile among comparable filings

Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
Governance: 0 of 1 board members independent · 5 of 9 filing controls reported
Programs: 1 filed program accomplishment
Leadership: top reported pay $23K · 1 people listed
Consistency: 10 of 11 current checks pass · 1 finding to review
Schedules: 3 filed schedules · includes related organizations
Filing history: 10 filing years from 2014 to 2024
Contacts: How to reach this organization
Money network: 1 filed money-flow record
Related organizations: 2 filed related-organization links
Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
People: Everyone the filings name, and which of them the filings identify by more than a name.
Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Signals prioritize questions for review. They are not findings of misconduct.

High — Accountability: Independent voting board scored 0/100.
High — Growth: Revenue growth scored 0/100.
High — Transparency & Controls: Related-party transparency scored 0/100.
Moderate — Transparency & Controls: Schedule D other securities reconciliation did not reconcile in the filed values.
High — Growth: Asset growth scored 0/100.
Review — Accountability: Governance controls: Independent financial-statement audit not reported.