Tri-county Opportunities Council

Nonprofit profile at a glance

EIN
362559180
IRS 990 coverage
2014–2025
Forms available
Form 990 2025
Location
Rock Falls, IL, USA
Phone
8156257830
Rating
87
Verdict
STRONG
Rating confidence
Moderate
Sector
Community, Neighborhood Development

Official website

Reported finances

Revenue
$19,383,600
Expenses
$19,792,805
Assets
$4,301,681
Liabilities
$3,531,619

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

43 people listed

Executive titles in this filing

  • JILL CALKINS (PRESIDENT/CEO)

Highest reported compensation

  • JILL CALKINS (PRESIDENT/CEO): $114,209 total reported compensation
  • DAWN KANZLER (FISCAL OPERATIONS MANAGER): $110,452 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Investigate the impact of poverty throughout our nine county service area and will work, in partnership with individuals, families and communities to provide opportunities that support movement toward stability and self-sufficiency.

What it reported doing in 2025

Head start is a comprehensive child and family development program that provides center services for three and four-year-old children from low-income families. The program operates 15 licensed centers with 3 part-day classes, 18 extended-day classes, and three full-day, full-year classes. Key components of the program are: school readiness, social and emotional development; medical, dental, mental health, and nutrition services; support to children with disabilities and special needs; supportive family services; and opportunities for parent education and involvement. Early head start is a comprehensive program that provides services to 133 pregnant women, infants, and toddlers through center-based and home-based options. This program provides services to pregnant women, infants, and toddlers through three licensed centers and home-based programming options.

Operating model

Revenue model
Grant-funded. 95% of the money available for current operations came from government grants.
Distribution model
Hybrid. The nonprofit split its reported program spending across 49% for direct work, and 51% for grants.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 81
  • Transparency & Controls: 94
  • Accountability: 100
  • Sustainability: 20
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 91.6%; rating input score 92
  • Program expense ratio: 89.6%; rating input score 90
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -2.1%; rating input score 15; 15th percentile among comparable filings
  • Total-asset coverage ratio: 0.22; rating input score 5; 5th percentile among comparable filings
  • Liabilities to assets ratio: 0.82; rating input score 11; 11th percentile among comparable filings
  • Officer compensation ratio: 1.1%; rating input score 86; 86th percentile among comparable filings

Growth

  • Program expense growth: 3.2% per year; rating input score 100; 26th percentile among comparable filings
  • Revenue growth: 3.2% per year; rating input score 100; 25th percentile among comparable filings
  • Asset growth: 6.4% per year; rating input score 100; 45th percentile among comparable filings

Details

  • Where the money goes: 91.6% of revenue deployed · 89.6% of spending went to programs
  • Governance: 34 of 34 board members independent · 9 of 9 filing controls reported
  • Programs: 7 filed program accomplishments · $17.7M in reported program spending
  • Leadership: top reported pay $114K · 43 people listed
  • Highest-paid contractors: 4 contractors listed · $1.2M reported
  • Consistency: 32 of 32 current checks pass
  • Schedules: 6 filed schedules · includes major donors and grants
  • Filing history: 12 filing years from 2014 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 15/100.
  • High — Sustainability: Total-asset coverage ratio scored 5/100.
  • High — Sustainability: Liabilities to assets ratio scored 11/100.