Transforming the Bay with Christ

Nonprofit profile at a glance

EIN
465215702
IRS 990 coverage
2014–2024
Forms available
Form 990 2024, Form 990-N 2013
Location
Hollister, CA, USA
Phone
4152794862
Rating
79
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Christianity
Affiliation
Christianity

Official website

Reported finances

Revenue
$1,474,750
Expenses
$1,193,571
Assets
$348,056
Liabilities
$347,985

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

10 people listed

Highest reported compensation

  • JON KURTH (MULTIPLY DIR): $252,830 total reported compensation
  • GARY GADDINI (UNIFY DIRECT): $242,217 total reported compensation
  • NANCY ORTBERG (EXECUTIVE DI): $203,507 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Our mission is to catalyze a holistic gospel movement in the bay area that results in spiritual and societal transformation. Spiritual transformation is the result of an increasing number of people loving god with all their heart, soul, mind, and strength; societal transformation is the result of an increasing number of people loving their neighbor as themselves.

What it reported doing in 2024

In fiscal year 20242025, transforming the bay with christ (tbc) advanced its mission to unite churches, serve communities, and share the gospel across the san francisco bay area. Through over 50 pastoral networks representing 800 churches, tbc hosted major leadership gatherings (ascent and base camp), launched new regional networks in the east bay, solano, and monterey counties, and expanded collaborations addressing poverty, foster care, and disaster response. Its multiply initiative continued to fund and equip church plants and strengthen evangelism partnerships, while new horizons projects with harvard, oxford, and gloo advanced research and innovation at the intersection of faith, work, and technology. Fiscal year 20242025 program accomplishments overview transforming the bay with christ (tbc) is a regional movement of churches and faith-based organizations working together to see every person in the san francisco bay area experience the life-changing power of jesus. Now in its twelfth year, tbc serves eleven counties and more than 800 churches through strategic initiatives designed to unify pastors, amplify collaboration, multiply churches, and advance new horizons of innovation and faith-work integration. In 2024 tbc launched phase 3: increasing our impact, a multi-year plan expanding regional leadership, strengthening networks, and deepening evangelistic reach across the bay area. Unify connecting and equipping pastors across the bay area tbc currently supports more than 50 regional pastoral networks representing over 800 churches. Through two annual offsites: base camp (fall) and ascent (spring), network leaders gather for encouragement, training, and shared vision. Base camp introduced a hackathon format to help leaders co-design solutions for regional kingdom impact, while ascent brought 70 pastors together for three days of spiritual renewal and collaborative planning. Tbc also expanded into new network deserts, launching regional networks in the east bay, solano county, and monterey county, and hosting a planning gathering for the black pastors network. Ongoing communication to network leaders continued through tbcs monthly email, 3 minutes with tbc. Amplify mobilizing compassion and collaboration the amplify initiative connected hundreds of churches and non-profits to address needs in foster care, poverty alleviation, education, and disaster response. Key 202425 highlights included: poverty pockets partnerships: three peninsula coalitions of local churches formed to serve underserved neighborhoods such as north fair oaks and mountain views buena vista. Foster care collaboratives: expanded in the north bay and south bay, with leaders convening faith communities and county officials to recruit families and support children in care. Disaster response team: launched a bay area disaster response leadership network with 4 regional directors and 4 hub churches, establishing an hour-by-hour activation plan for crisis response. Bearing witness training: a four-week series at lords grace church equipped leaders to engage poverty with biblical wisdom and practical action tbc team page .through these efforts, tbc continued to serve as a bridge between churches and civic leaders, strengthening the churchs public witness of compassion and collaboration. Multiply advancing church planting and evangelism tbcs multiply initiative accelerated church growth and evangelistic collaboration through partnerships with the stratum foundation and bay area church planting network. This year, tbc helped launch new church plants and continued to resource existing planters through training, grant funding, and a new church planting collaboration forum that connects pastors and investors. Planning began for a bay area-wide evangelism initiative in 2026, building on the success of explore god bay area (2023). Multiply also continued its focus on faith and work integration through oxford and ceo forum courses and the development of the bay area ce

Operating model

Revenue model
Donor-supported. 98% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Total assets are small relative to annual expenses; liquid coverage is unknown and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 71
  • Transparency & Controls: 84
  • Accountability: 91
  • Sustainability: 40
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 65%; rating input score 65
  • Program expense ratio: 80.1%; rating input score 80
  • Fundraising efficiency: $42.79 raised per $1 spent on fundraising; rating input score 75; 75th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Pass
    • Written employment contract: Pass
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 7 of 9 controls in place; rating input score 78
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 19.1%; rating input score 75; 75th percentile among comparable filings
  • Total-asset coverage ratio: 0.29; rating input score 14; 14th percentile among comparable filings
  • Liabilities to assets ratio: 1; rating input score 6; 6th percentile among comparable filings
  • Officer compensation ratio: 58.5%; rating input score 1; 1st percentile among comparable filings

Growth

  • Program expense growth: 4.3% per year; rating input score 100; 39th percentile among comparable filings
  • Revenue growth: 3% per year; rating input score 100; 31st percentile among comparable filings
  • Asset growth: 3.7% per year; rating input score 100; 33rd percentile among comparable filings

Details

  • Where the money goes: 65% of revenue deployed · 80.1% of spending went to programs
  • Governance: 7 of 7 board members independent · 7 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $956K in reported program spending
  • Leadership: top reported pay $253K · 10 people listed · 4 of 6 pay-setting controls reported
  • Consistency: 29 of 29 current checks pass
  • Schedules: 6 filed schedules · includes major donors and executive pay
  • Filing history: 11 filing years from 2014 to 2024
  • Contacts: How to reach this organization
  • Money network: 3 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Total-asset coverage ratio scored 14/100.
  • Review — Accountability: Governance controls: Independent financial-statement audit not reported.
  • High — Sustainability: Officer compensation ratio scored 1/100.
  • High — Sustainability: Liabilities to assets ratio scored 6/100.