Toward Maximum Independence

Nonprofit profile at a glance

EIN
330185759
IRS 990 coverage
2010–2024
Official website data refreshed
Sep 2026
Forms available
Form 990 2024
Location
San Diego, CA, US
Phone
(800) 877-5452
Rating
87
Verdict
STRONG
Rating confidence
Moderate

Official website

Reported finances

Revenue
$29,296,126
Expenses
$29,242,333
Assets
$16,596,462
Liabilities
$4,235,851

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

21 people listed

Executive titles in this filing

  • RACHEL HARRIS (CHIEF EXECUTIVE OFFICER)

Highest reported compensation

  • RACHEL HARRIS (CHIEF EXECUTIVE OFFICER): $384,291 total reported compensation
  • JESSIE CAMPBELL (CHIEF OPERATING OFFICER): $264,414 total reported compensation
  • LIHONG KE (CHIEF FINANICAL OFFICER): $260,719 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To provide services and supports that enable individuals with disabilities to live in real homes in the community and to be fully included in family, school, work and community life.

What it reported doing in 2024

See schedule o for the three largest program service accomplishments.community living services program: toward maximum independence (tmi) is honored to offer independent living and supported living services to individuals with intellectual and developmental disabilities. In order to live in a home or apartment in the community, one person may need live-in support, while others may need only intermittent support once or twice a week to help with such things as meal planning, grocery shopping or banking. Tmi's mission and core values are the driving force behind our emphasis on helping people develop and build skills so they can do things for themselves; be independent. We also help people develop relationships with neighbors and other members of the community so they can identify and discover activities and places where they can meet people, make friends and become productive, contributing participants in the community.employment solutions program: toward maximum independence (tmi) provides day programs for adults with intellectual and developmental disabilities, as well as programs tailored to meet the wishes of our clients. Our clients can absolutely enjoy the rewards of being a contributing member in society and have the satisfaction and pride that comes with having a job or volunteering. The tmi employment solutions program works with our clients to secure and maintain gainful employment in the community, if desired, and also works in collaboration with local businesses to develop volunteer opportunities for our clients. Family support services program: as a licensed resource family agency (foster family agency) (rfa license #xxx-xx-xxxx), toward maximum independence (tmi) provides resource family placements for youth with intellectual and developmental disabilities (idd), as well as additional innovative and trusted programs to meet the needs of the youth and families we serve.

Operating model

Revenue model
Earned-program. 92% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 95% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 88
  • Transparency & Controls: 87
  • Accountability: 95
  • Sustainability: 32
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 87.9%; rating input score 88
  • Program expense ratio: 89.2%; rating input score 89
  • Fundraising efficiency: $110.44 raised per $1 spent on fundraising; rating input score 86; 86th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 62nd percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Missing
    • Independent consultant: Pass
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 72nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 91.7%; rating input score 92; 24th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 0.2%; rating input score 33; 33rd percentile among comparable filings
  • Total-asset coverage ratio: 0.57; rating input score 19; 19th percentile among comparable filings
  • Liabilities to assets ratio: 0.26; rating input score 51; 51st percentile among comparable filings
  • Officer compensation ratio: 5.7%; rating input score 45; 45th percentile among comparable filings

Growth

  • Program expense growth: 9.1% per year; rating input score 100; 67th percentile among comparable filings
  • Revenue growth: 8.2% per year; rating input score 100; 66th percentile among comparable filings
  • Asset growth: 8% per year; rating input score 100; 55th percentile among comparable filings

Details

  • What they do: 5 programs and campaigns described on the official site · 3 operating locations identified
  • Where the money goes: 87.9% of revenue deployed · 89.2% of spending went to programs
  • Governance: 11 of 12 board members independent · 9 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $26.1M in reported program spending
  • Leadership: top reported pay $384K · 21 people listed · 4 of 6 pay-setting controls reported
  • Consistency: 37 of 37 current checks pass
  • Schedules: 7 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 15 filing years from 2010 to 2024
  • Contacts: How to reach this organization
  • Money network: 8 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Sustainability: Operating margin scored 33/100.
  • High — Sustainability: Total-asset coverage ratio scored 19/100.
  • Moderate — Sustainability: Officer compensation ratio scored 45/100.
  • Review — Sustainability: Liabilities to assets ratio scored 51/100.