Three Roots International

What it reported doing in 2025

Ethiopia operations: we partner with rural communities to create sustainable pathways out of poverty by:1) delivering high-quality health education and empowering community health workers so that people can live long and healthy lives.2) restoring the opportunity for children and adults to learn through high quality early childhood, primary, and vocational education.3) equipping men and women to earn a predictable income through business development training and savings groups to create financial resilience.4) building the capacity of community leaders to maintain program initiatives, so that communities can sustain gains and thrive for years to come.as ethiopia continues to react to the challenges created by the covid pandemic and internal conflict, our programming continued to address widening inequities, as noted in the multidimensional poverty index (mpi). In 2025, we saw expansion of our savings groups for peer-to-peer lending and business development, as 541 women participated across 30groups. 106 women launched new businesses with loans from their savings groups. As women build financial literacy, so too, do families increase household assets, build savings for crises, and strengthen shared decision-making. 100% of women report increased social support and resilience through the program.our powerful health program to improve maternal and child health trained 88 women for participation as volunteer health educators using the care group model, and reaching 702 women with critical and lifesaving health education. Women were trained in artisan groups on skills to include: design, sewing, craft construction, and quality control.in 2025, three roots strengthened the quality and learning environmentat the babogaya primary school (bps). Bps served 540 vulnerable students, grades k-8, provided after school tutoring and 10 clubs for students, ranging from social skills, to advocacy, to sports and recreation. Students had a 91% passing rate for required national exams in grade 8 and 100% for grade 6 - these are phenomenal results! Our commitment to community transformation was evident in 2025, as our community-based leadership structures and church engagement grew, with 72 engaged community leaders (up from ~30 in 2024). The parent teacher association and community development committee strengthened their mobilization of parents and community leaders to manage challenges and increase participation including initiating the mobilization of financial resources from within the community to support the school.

Financial Efficiency

• Mission deployment rate: 81.2%; rating input score 81
• Program expense ratio: 79.4%; rating input score 79
• Fundraising efficiency: $11.05 raised per $1 spent on fundraising; rating input score 38; 38th percentile among comparable filings

Transparency & Controls

• Consistency checks: 91.7%; rating input score 92; 15th percentile among comparable filings
• Pay-setting controls: Limited
• Foreign activity oversight: Scored; rating input score 0
• Grant itemization coverage: Scored; rating input score 0
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 77.8%; rating input score 78; 20th percentile among comparable filings
• Governance controls: 6 of 8 controls in place; rating input score 75
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Fail
  • Other executive compensation review process: NotApplicable
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Fail

Sustainability

• Operating margin: -2.2%; rating input score 25; 25th percentile among comparable filings
• Total-asset coverage ratio: 0.72; rating input score 33; 33rd percentile among comparable filings
• Liabilities to assets ratio: 0.03; rating input score 48; 48th percentile among comparable filings
• Officer compensation ratio: 14.2%; rating input score 26; 26th percentile among comparable filings

Growth

• Program expense growth: 17.7% per year; rating input score 100; 76th percentile among comparable filings
• Revenue growth: 13.4% per year; rating input score 100; 71st percentile among comparable filings
• Asset growth: 15.6% per year; rating input score 100; 71st percentile among comparable filings