Theresa Living Center

Nonprofit profile at a glance

EIN
363534647
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
St Paul, MN, USA
Phone
6517745594
Rating
87
Verdict
STRONG
Rating confidence
Moderate

Reported finances

Revenue
$702,018
Expenses
$806,200
Assets
$646,980
Liabilities
$115,770

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

14 people listed

Highest reported compensation

  • ANGELA HAYS (EXECUTIVE DI): $107,629 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

"theresa living centers mission is to provide transitional housing in a residential setting for single women and rapid re-housing opportunities single-parent families who are striving to reclaim self-dignity and economic independence following a period of homelessness. Theresa living center provides financial housing support and basic-needs support services to assist our clients in their quest to achieve self-sufficiency. We believe that families and individuals experiencing homelessness have the strength to make positive life changes to become self-sufficient. The goals of our 2022-2025 strategic plan theresa living center provides quality services to women and single parent families who are homeless. Goal a: theresa living center will prepare and implement new programming for our residential participants revolving around heath, education/career, life skills and financegoal b: theresa living center collaborates with community resources and partnerships to maximize services and account

What it reported doing in 2025

Theresa living center scattered sites program (caroline family services) provides rapid rehousing services for single parent families. Caroline family services provides rental assistance, case management and life skills workshops to assist our participants on the road to self-sufficiency. All placements for the scattered sites program (caroline family's services) is done by the ramsey county placement program, coordinated access to housing and shelter. Families are accessed, then referred to programs based on their housing needs score. We provide an educational piece via weekly workshops on various areas to enhance life skills to inform and educate our participants in areas like; finances, parenting, tenant landlord relationship, career planning etc.

Operating model

Revenue model
Donor-supported. 78% of the money available for current operations came from contributions and gifts.
Distribution model
Hybrid. The nonprofit split its reported program spending across 76% for direct work, and 24% for grants.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 87
  • Transparency & Controls: 94
  • Accountability: 90
  • Sustainability: 22
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 96.6%; rating input score 97
  • Program expense ratio: 84.1%; rating input score 84
  • Fundraising efficiency: $15.51 raised per $1 spent on fundraising; rating input score 48; 48th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 78th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 6 of 8 controls in place; rating input score 75
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Fail
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: -14.8%; rating input score 9; 9th percentile among comparable filings
  • Total-asset coverage ratio: 0.8; rating input score 37; 37th percentile among comparable filings
  • Liabilities to assets ratio: 0.18; rating input score 27; 27th percentile among comparable filings
  • Officer compensation ratio: 13.4%; rating input score 28; 28th percentile among comparable filings

Growth

  • Program expense growth: 7.8% per year; rating input score 100; 49th percentile among comparable filings
  • Revenue growth: 3.9% per year; rating input score 100; 31st percentile among comparable filings
  • Asset growth: 5.4% per year; rating input score 100; 37th percentile among comparable filings

Details

  • Where the money goes: 96.6% of revenue deployed · 84.1% of spending went to programs
  • Governance: 13 of 13 board members independent · 6 of 8 filing controls reported
  • Programs: 2 filed program accomplishments · $678K in reported program spending
  • Leadership: top reported pay $108K · 14 people listed
  • Consistency: 29 of 29 current checks pass
  • Schedules: 5 filed schedules · includes major donors and grants
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Fundraising efficiency scored 48/100.
  • High — Sustainability: Operating margin scored 9/100.
  • Review — Accountability: Governance controls: 2 of 8 not reported.
  • Moderate — Sustainability: Total-asset coverage ratio scored 37/100.
  • High — Sustainability: Liabilities to assets ratio scored 27/100.
  • High — Sustainability: Officer compensation ratio scored 28/100.