YWCA Knoxville & the Tennessee Valley
Legal name: The Young Women's Christian Association
Nonprofit profile at a glance
- EIN
- 620475701
- IRS 990 coverage
- 2010–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Knoxville, TN, USA
- Phone
- 8655236126
- Rating
- 89
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Young Men's or Women's Associations
- Affiliation
- Christianity
Reported finances
- Revenue
- $7,699,670
- Expenses
- $6,130,863
- Assets
- $12,495,197
- Liabilities
- $2,377,700
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
22 people listed
Executive titles in this filing
- NATALIE STAIR (CEO)
- ERIN GILL (PRESIDENT EL)
- KAREN MANN (PRESIDENT)
Highest reported compensation
- NATALIE STAIR (CEO): $100,254 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
YWCA Knoxville and the Tennessee Valley is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all. YWCA Knoxville & the Tennessee Valley’s Social Services Program provides compassionate, client-centered support to women in crisis and transition. Grounded in our mission to eliminate racism and empower women, our Social Services team works one-on-one with participants to help them overcome barriers, access resources, and achieve long-term stability. Social Services Jenny Boyd Keys of Hope Women’s Program. Keys of Hope Program Social Services YWCA Knoxville & the Tennessee Valley’s Social Services Program provides compassionate, client-centered support to women in crisis and transition. Grounded in our mission to eliminate racism and empower women, our Social Services team works one-on-one with participants to help them overcome...
What it reported doing in 2025
Keys of hope women's program assists women in achieving permanent, independent living situations within the community by providing a comprehensive program to adult women that includes a safe place to live for a maximum of two years. Keys of hope serves women in knoxville who are homeless, at risk of homelessness and who have previously experienced homelessness due to financial instability, domestic violence, mental illness, disability, addiction, previous incarceration and other life-long obstacles.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Grant intermediary. The nonprofit sent 68% of its reported program spending out as grants.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 86
- Transparency & Controls: 93
- Accountability: 90
- Sustainability: 65
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 76.7%; rating input score 77
- Program expense ratio: 95.7%; rating input score 96
- Fundraising efficiency: $1,974.56 raised per $1 spent on fundraising; rating input score 98; 98th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 75th percentile among comparable filings
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 6 of 8 controls in place; rating input score 75
- Conflict-of-interest policy: Pass
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 20.4%; rating input score 73; 73rd percentile among comparable filings
- Total-asset coverage ratio: 2.04; rating input score 58; 58th percentile among comparable filings
- Liabilities to assets ratio: 0.19; rating input score 36; 36th percentile among comparable filings
- Officer compensation ratio: 1.6%; rating input score 76; 76th percentile among comparable filings
Growth
- Program expense growth: 14.2% per year; rating input score 100; 73rd percentile among comparable filings
- Revenue growth: 13.3% per year; rating input score 100; 75th percentile among comparable filings
- Asset growth: 11.1% per year; rating input score 100; 62nd percentile among comparable filings
Details
- What they do: 3 programs and campaigns described on the official site · 2 operating locations identified
- Where the money goes: 76.7% of revenue deployed · 95.7% of spending went to programs
- Governance: 22 of 22 board members independent · 6 of 8 filing controls reported
- Programs: 4 filed program accomplishments · $5.9M in reported program spending
- Leadership: top reported pay $100K · 22 people listed
- Consistency: 32 of 32 current checks pass
- Schedules: 5 filed schedules · includes grants
- Filing history: 16 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Related organizations: 1 filed related-organization link
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: 2 of 8 not reported.
- Review — Sustainability: Total-asset coverage ratio scored 58/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 36/100.