Monroe Family YMCA

Legal name: The Young Men's Christian Association of Monroe Michigan

Nonprofit profile at a glance

EIN
381508585
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Monroe, MI, United States
Phone
734-241-2606
Rating
78
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$5,702,363
Expenses
$4,317,192
Assets
$13,182,072
Liabilities
$669,796

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

20 people listed

Executive titles in this filing

  • KRISTIN IRWIN (CEO)

Highest reported compensation

  • KRISTIN IRWIN (CEO): $176,326 total reported compensation
  • PENNY MARINO (CFO AND HR D): $108,299 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To put Christian Principles into practice through programs that build a healthy spirit, mind and body for all. The Monroe Family YMCA is an organization open to all. We welcome all people regardless of ability, age, cultural background, ethnicity, faith, gender, gender identity, ideology, income, national origin, race or sexual orientation. The Y believes that we are stronger when we all come together, when our doors are open to all and when everyone has the opportunity to learn, grow, and thrive. Donate Your gift supports summer camp. Your gift battles childhood obesity. Your gift can change a life. Your company's matching gift can change another.

What it reported doing in 2025

Health and wellness for youth and adults the ymca is nationally recognized as a leading community service organization, providing programs and services that build a healthy spirit, mind and body for all. Our offerings meet vital community needs and are open to people from all backgrounds, abilities, and income levels. Scholarships are available to help individuals and families experiencing financial hardships participate in y programs and services. We offer a variety of programs that support holistic wellness-spirit, mind and body. These programs help people build personal connections through fitness, sports, shared interest and fun. Programs include, but are not limited to, mental health resources and education, youth and adult sport leagues, group fitness classes and swimming lessons. Program offerings also significantly impact thousands of individuals in our community. Through our evidence-based health intervention programs including enhancefitness, blood pressure self- monitoring and livestrong cancer survivorship, we served over 500 community members, facing the risk or impact of chronic disease. 513,000 pounds of healthy meals and groceries were distributed to monroe county families to help address rising food insecurity and increasing costs.

Operating model

Revenue model
Earned-program. 64% of the money available for current operations came from fees and other program revenue.
Distribution model
Hybrid. The nonprofit split its reported program spending across 79% for direct work, 20% for grants, and 1% for affiliated organizations.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of total spending goes to programs. A relatively small share of available resources goes toward mission work and some filed totals do not add up.

Rating breakdown

  • Financial Efficiency: 61
  • Transparency & Controls: 85
  • Accountability: 100
  • Sustainability: 70
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 51.7%; rating input score 52
  • Program expense ratio: 69.4%; rating input score 69
  • Fundraising efficiency: $50.02 raised per $1 spent on fundraising; rating input score 79; 79th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 93.8%; rating input score 94; 21st percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Missing
    • Independent consultant: Pass
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 75th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 24.3%; rating input score 77; 77th percentile among comparable filings
  • Total-asset coverage ratio: 3.05; rating input score 71; 71st percentile among comparable filings
  • Liabilities to assets ratio: 0.05; rating input score 60; 60th percentile among comparable filings
  • Officer compensation ratio: 6.6%; rating input score 47; 47th percentile among comparable filings

Growth

  • Program expense growth: 5.1% per year; rating input score 100; 36th percentile among comparable filings
  • Revenue growth: 6.9% per year; rating input score 100; 51st percentile among comparable filings
  • Asset growth: 6.4% per year; rating input score 100; 41st percentile among comparable filings

Details

  • What they do: 4 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 51.7% of revenue deployed · 69.4% of spending went to programs
  • Governance: 18 of 18 board members independent · 9 of 9 filing controls reported
  • Programs: 3 filed program accomplishments · $3M in reported program spending
  • Leadership: top reported pay $176K · 20 people listed · 4 of 6 pay-setting controls reported
  • Consistency: 35 of 36 current checks pass · 1 finding to review
  • Schedules: 7 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 52/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • Moderate — Sustainability: Officer compensation ratio scored 47/100.