Oneonta Family YMCA

Legal name: The Railroad and Local Young Mens Christian Association of Oneonta Inc

Nonprofit profile at a glance

EIN
150532270
IRS 990 coverage
2013–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Oneonta, NY, USA
Phone
(607) 432-0010
Rating
80
Verdict
STRONG
Rating confidence
Moderate
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$1,855,115
Expenses
$1,734,998
Assets
$4,101,804
Liabilities
$658,718

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

11 people listed

Executive titles in this filing

  • BECKY THOMAS (Vice President)

Highest reported compensation

  • FRANCISS RUSSO III (Executive Direc): $106,104 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To strengthen community through programs and services that focus on Youth Development, Healthy Living and Social Responsibility. Since 1883 our Y has been a proactive community member by listening and responding to the needs of our neighbors. We were founded to serve this growing community and to bring about positive personal and social change. We continue to grow and thrive as a cause-driven non-profit organization with the support of all our donors and volunteers that help strengthen our cause! OUR MISSION To strengthen community through programs and services that focus on****Youth Development, Healthy Living and Social Responsibility.

What it reported doing in 2025

Social Responsibility Since 1883, the Oneonta Family YMCA has played a vital role in our community. We offer countless ways for people to get involvedwhether by giving, joining, or volunteering. Strong communities require strong leadership and shared values, both of which are embedded in the Ys work. We offer programs that help individuals develop educational, vocational, and leadership skills, and we actively partner with other organizations to meet community needs. A prime example of our commitment to meeting local needs is our longstanding partnership with the City of Oneonta. When the city could no longer offer certain services, they turned to the YMCA for help. Since 2014, the Y has provided all aquatic programming at the Wilber Park Pool. A few of our other long standing partnerships include the Junior Firefighter Program, summer preschool and summer swim lessons. Our collaborative efforts with partners like Bassett Healthcare Network, the City of Oneonta, the school district, and the Southside Mall are often viewed as a model for successful community collaboration. We also offer vital safety training such as CPR/First Aid, lifeguard certification, and swim instruction. In 2025, we certified 18 lifeguardsand administered 32 CPR Certification and Recertifications. Programs like the Junior Firefighter initiative and our Safety Around Water program, which served over 100 children each, reflect our commitment to building a safer, more connected community. We also hosted several blood drives at the Southside Mall. None of this work would be possible without the support of our members, donors, and volunteers. Every swim lesson, fitness session, and moment of personal growth is a direct result of the communitys support. Looking ahead, we are eager to continue growing

Operating model

Revenue model
Earned-program. 81% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 98% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 72
  • Transparency & Controls: 87
  • Accountability: 100
  • Sustainability: 52
  • Growth: 40

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 73.7%; rating input score 74
  • Program expense ratio: 78.1%; rating input score 78
  • Fundraising efficiency: $12.91 raised per $1 spent on fundraising; rating input score 43; 43rd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 93.8%; rating input score 94; 25th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 6.5%; rating input score 48; 48th percentile among comparable filings
  • Total-asset coverage ratio: 2.36; rating input score 69; 69th percentile among comparable filings
  • Liabilities to assets ratio: 0.16; rating input score 28; 28th percentile among comparable filings
  • Officer compensation ratio: 6.1%; rating input score 48; 48th percentile among comparable filings

Growth

  • Program expense growth: -0.1% per year; rating input score 0; 15th percentile among comparable filings
  • Revenue growth: 3.6% per year; rating input score 100; 29th percentile among comparable filings
  • Asset growth: -1.1% per year; rating input score 0; 13th percentile among comparable filings

Details

  • What they do: 2 programs and campaigns described on the official site
  • Where the money goes: 73.7% of revenue deployed · 78.1% of spending went to programs
  • Governance: 10 of 10 board members independent · 8 of 8 filing controls reported
  • Programs: 3 filed program accomplishments · $1.4M in reported program spending
  • Leadership: top reported pay $106K · 11 people listed
  • Consistency: 28 of 29 current checks pass · 1 finding to review
  • Schedules: 5 filed schedules · includes major donors
  • Filing history: 13 filing years from 2013 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Fundraising efficiency scored 43/100.
  • High — Growth: Program expense growth scored 0/100.
  • Moderate — Sustainability: Operating margin scored 48/100.
  • High — Growth: Asset growth scored 0/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 28/100.
  • Moderate — Sustainability: Officer compensation ratio scored 48/100.