The Payments Coalition Inc
Nonprofit profile at a glance
- EIN
- 923339373
- IRS 990 coverage
- 2023–2025
- Official website data refreshed
- Jun 2026
- Forms available
- Form 990 2025
- Location
- Arlington, VA, USA
- Phone
- 7032471281
- Rating confidence
- Limited
Reported finances
- Revenue
- $302,000
- Expenses
- $350,909
- Assets
- $346,840
- Liabilities
- $217,000
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
8 people listed
Executive titles in this filing
- MICHAEL BEHM (EXECUTIVE DIRECTOR)
People named in this filing
- LAUREN KIMZEY (CHAIR)
- GABBY REED (SECRETARY)
- COLLINS UDEKIGBO (TREASURER)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The payments coalition is a consortium of global payment processors and money transmitters whose mission is to advocate on state policy measures that provide for an innovative, competitive, and secure payments ecosystem in the united states.
What it reported doing in 2025
Continue to increase the profile of coalition over the course of 2025-26 as voice of the payments and money transmitter industry.
Operating model
- Revenue model
- Membership-supported. 100% of the money available for current operations came from membership dues.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 92
- Accountability: 76
- Sustainability: 27
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 3 of 7 controls in place; rating input score 43
- Conflict-of-interest policy: Pass
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -16.2%; rating input score 14; 14th percentile among comparable filings
- Total-asset coverage ratio: 0.99; rating input score 41; 41st percentile among comparable filings
- Liabilities to assets ratio: 0.63; rating input score 7; 7th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 3.7% per year; rating input score 100; 40th percentile among comparable filings
- Asset growth: 46.7% per year; rating input score 100; 95th percentile among comparable filings
Details
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: 7 of 7 board members independent · 3 of 7 filing controls reported
- Programs: 5 filed program accomplishments
- Leadership: top reported pay $0 · 8 people listed
- Highest-paid contractors: 1 contractor listed · $168K reported
- Consistency: 9 of 9 current checks pass
- Schedules: 3 filed schedules · includes major donors
- Filing history: 3 filing years from 2023 to 2025
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Accountability: Governance controls: 3 of 6 not reported.
- High — Sustainability: Operating margin scored 14/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 41/100.
- High — Sustainability: Liabilities to assets ratio scored 7/100.