The More We Love

Nonprofit profile at a glance

EIN
923502621
IRS 990 coverage
2024–2025
Forms available
Form 990 2025, Form 990-N 2023
Location
Kirkland, WA, USA
Phone
4253337100
Rating
77
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Human Services N.E.C.

Official website

Reported finances

Revenue
$1,095,801
Expenses
$1,327,019
Assets
$77,917
Liabilities
$304,427

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

2 people listed

Executive titles in this filing

  • KRISTINE MORELAND (EXECUTIVE DIRECTOR)

Highest reported compensation

  • KRISTINE MORELAND (EXECUTIVE DIRECTOR): $159,227 total reported compensation
  • PETER ANDERSON (CHIEF OPERATING OFFICER): $86,079 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The more we love helps individuals dealing with homelessness, addiction, human trafficking or domestic violence get back on their feet by providing outreach, shelter and supportive services.

What it reported doing in 2025

Outreach services: the more we love provided outreach, crisis response, diversion, and supportive services through contracts with the city of burien, the city of seattle, and king county during 2025. The organization served individuals and families experiencing homelessness, domestic violence, human trafficking, addiction, and other crisis situations. Services were provided in partnership with city and county law enforcement, community service organizations, healthcare providers, and local businesses, including direct street outreach, case management, safety planning, stabilization services, crisis hotline response, and connections to housing, recovery, and treatment services. During the year ending 12/31/2025, the more we love assisted 710 participants through 2,117 case interactions, responded to 1,346 crisis helpline calls, provided over 1,400 resource referrals, helped 439 individuals escape domestic violence or human trafficking, supported 270 children, and assisted 98 individuals in accessing detox, treatment, or recovery services. Lodging services: the more we love provided emergency shelter, safe lodging, and stabilization services to women, children, and families experiencing homelessness, domestic violence, human trafficking, addiction, and other crisis circumstances. Through its shelter and lodging programs, the organization provided safe emergency housing, supportive services, case management, recovery support, housing navigation, and connections to community resources. During the year ending 12/31/2025, the organization provided 6,168 emergency lodging nights, more than double the prior year, while assisting participants in obtaining longer-term housing, recovery services, employment, family reunification, and other stabilization supports.

Operating model

Revenue model
Earned-program. 72% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 85
  • Transparency & Controls: 70
  • Accountability: 82
  • Sustainability: 6
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 94.1%; rating input score 94
  • Program expense ratio: 77.7%; rating input score 78
  • Fundraising efficiency: $23.14 raised per $1 spent on fundraising; rating input score 59; 59th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 1 of 6 controls in place; rating input score 17
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 5 of 9 controls in place; rating input score 56
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Fail
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: -21.1%; rating input score 6; 6th percentile among comparable filings
  • Total-asset coverage ratio: 0.06; rating input score 4; 4th percentile among comparable filings
  • Liabilities to assets ratio: 3.91; rating input score 1; 1st percentile among comparable filings
  • Officer compensation ratio: 18.5%; rating input score 18; 18th percentile among comparable filings

Growth

  • Program expense growth: 139.1% per year; rating input score 100; 99th percentile among comparable filings
  • Revenue growth: 131.4% per year; rating input score 100; 99th percentile among comparable filings
  • Asset growth: 167.2% per year; rating input score 100; 100th percentile among comparable filings

Details

  • Where the money goes: 94.1% of revenue deployed · 77.7% of spending went to programs
  • Governance: 4 of 4 board members independent · 5 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $1M in reported program spending
  • Leadership: top reported pay $159K · 2 people listed · 1 of 6 pay-setting controls reported
  • Consistency: 28 of 28 current checks pass
  • Schedules: 5 filed schedules · includes major donors and executive pay
  • Filing history: 2 filing years from 2024 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Accountability: Governance controls: 3 of 8 not reported.
  • High — Sustainability: Operating margin scored 6/100.
  • Review — Financial Efficiency: Fundraising efficiency scored 59/100.
  • High — Sustainability: Total-asset coverage ratio scored 4/100.
  • High — Sustainability: Liabilities to assets ratio scored 1/100.
  • High — Sustainability: Officer compensation ratio scored 18/100.