THE Chardi Kalaa FOUNDATION
Nonprofit profile at a glance
- EIN
- 770435366
- IRS 990 coverage
- 2010–2025
- Forms available
- Form 990 2025
- Location
- Los Gatos, CA, USA
- Phone
- 8054520493
- Rating
- 82
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Ethnic, Immigrant Centers
- Affiliation
- Sikhism
Reported finances
- Revenue
- $205,924
- Expenses
- $324,467
- Assets
- $731,303
- Liabilities
- $824
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
4 people listed
Executive titles in this filing
- INDER M SINGH (PRESIDENT)
People named in this filing
- GURINDER PAL SINGH (SECRETARY)
- JASJIT KAUR (BOARD MEMBER)
- INDER M SINGH (PRESIDENT)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Contribute to the overall growth of the local sikh community by helping to foster a sense of community and reinforcing sikh values. Provide a framework for serving the social, cultural recreational and religious needs of the community through programs tailored to serve people living in the american environment. Promote a strong sikh community among the sikh youth.
What it reported doing in 2025
Gurbani Research encompasses a number of different projects by organizations and individuals dedicated to the study and interpretation of the Sri Guru Granth Sahib, the sacred scripture of Sikhism. It is the study of the structure, languages and themes of the Guru Granth Sahib to provide a better understanding and appreciation of Gurbani's wisdom for the Sikh and other communities in the US.
Operating model
- Revenue model
- Donor-supported. 85% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 88
- Transparency & Controls: 92
- Accountability: 70
- Sustainability: 33
- Growth: 80
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 96.3%; rating input score 96
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 2 of 7 controls in place; rating input score 29
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -57.6%; rating input score 3; 3rd percentile among comparable filings
- Total-asset coverage ratio: 2.25; rating input score 62; 62nd percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 50; 50th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings
Growth
- Program expense growth: 14.6% per year; rating input score 100; 76th percentile among comparable filings
- Revenue growth: 8.1% per year; rating input score 100; 62nd percentile among comparable filings
- Asset growth: -1.3% per year; rating input score 0; 18th percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 96.3% of spending went to programs
- Governance: 4 of 4 board members independent · 2 of 7 filing controls reported
- Programs: 3 filed program accomplishments · $312K in reported program spending
- Leadership: top reported pay $0 · 4 people listed
- Consistency: 15 of 15 current checks pass
- Schedules: 4 filed schedules · includes major donors
- Filing history: 14 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Accountability: Governance controls: 4 of 6 not reported.
- High — Sustainability: Operating margin scored 3/100.
- High — Growth: Asset growth scored 0/100.
- Review — Sustainability: Liabilities to assets ratio scored 50/100.