The American Dream Housing Counseling Agency
Nonprofit profile at a glance
- EIN
- 844641227
- IRS 990-EZ coverage
- 2020–2025
- Forms available
- Form 990-EZ 2025, Form 990-N 2023
- Location
- Los Angeles, CA, USA
- Phone
- 3106921380
- Rating
- 71
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
Reported finances
- Revenue
- $151,500
- Expenses
- $36,600
- Assets
- $159,953
- Liabilities
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
6 people listed
Executive titles in this filing
- Nathan Lee (Board President)
- Amanda Richardson (Board Vice President)
People named in this filing
- Nathan Lee (Board President)
- Amanda Richardson (Board Vice President)
- Angela Branch-Hughes (Board Treasurer)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Organized and operated exclusively for charitable purposes, specifically to solicit specifically to solicit funding from private, state and federal organizations to assist first time homebuyers achieve homeownership with buying down their interest for an affordable mortgage payment.
What it reported doing in 2025
In 2025, the American Dream Housing Counseling Agency (ADHCA) provided direct housing counseling and financial education to over 100 low- to moderate-income tenants across Los Angeles County. We expanded our outreach footprint by participating in 25 community events, offering bilingual workshops on foreclosure prevention, tenant rights, and budgeting. Additionally, we secured new funding partnerships with City National Bank and First Citizens Bank, which strengthened our capacity to launch the Youth Housing Counselor Workforce Initiative.
Operating model
- Revenue model
- Donor-supported. 100% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work.
Rating breakdown
- Financial Efficiency: 43
- Transparency & Controls: 100
- Sustainability: 89
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 19.8%; rating input score 20
- Program expense ratio: 82%; rating input score 82
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: 75.8%; rating input score 97; 97th percentile among comparable filings
- Total-asset coverage ratio: 4.37; rating input score 94; 94th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 74; 74th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings
Growth
- Program expense growth: 43.5% per year; rating input score 100; 89th percentile among comparable filings
- Revenue growth: 56% per year; rating input score 100; 96th percentile among comparable filings
- Asset growth: 63.2% per year; rating input score 100; 95th percentile among comparable filings
Details
- Where the money goes: 19.8% of revenue deployed · 82% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $30K in reported program spending
- Leadership: top reported pay $0 · 6 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 3 filed schedules
- Filing history: 5 filing years from 2020 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 20/100.