Ten By Three
Nonprofit profile at a glance
- EIN
- 900969591
- IRS 990 coverage
- 2014–2025
- Forms available
- Form 990 2025
- Location
- Saint Louis, MO, USA
- Phone
- 8017176154
- Rating
- 68
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- International Relief
Reported finances
- Revenue
- $2,067,968
- Expenses
- $2,175,336
- Assets
- $965,458
- Liabilities
- $820,077
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
4 people listed
Executive titles in this filing
- Theresa Carrington (CEO)
People named in this filing
- Aprille Trupiano (Board Member)
- Katherine Burkhardt (Board Member)
- Gentry Boswell (Treasurer)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Ten by Three is a nonprofit social enterprise that reduces poverty through entrepreneurship by selling artisan-made goods and reinvesting revenue into sustainable income generation for artisans globally.
What it reported doing in 2025
Ten by Three operates as a nonprofit social enterprise that reduces poverty through entrepreneurship. The organization sells artisan-made goods and reinvests the revenue into prosperity wages, training, and small business development for individuals living in extreme poverty. This market-based model creates sustainable income, enabling artisans to build multiple income streams and achieve long-term economic independence. All activities are directly aligned with the organizations exempt purpose.The organizations programs support more than 3,000 active artisans across seven countries, with over 9,200 individuals having graduated from poverty through the model. On average, each artisan launches three businesses, generating multiple income streams that strengthen long-term financial stability, improve access to education, and increase food security for their families.
Operating model
- Revenue model
- Earned-program. 72% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and most voting board members are independent. The filing reports few safeguards for money sent abroad and the filing does not identify recipients for some grant dollars.
Rating breakdown
- Financial Efficiency: 88
- Transparency & Controls: 46
- Accountability: 62
- Sustainability: 23
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 95.7%; rating input score 96
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 92.3%; rating input score 92; 11th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Scored; rating input score 0
- Grant itemization coverage: Scored; rating input score 0
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 75%; rating input score 75; 14th percentile among comparable filings
- Governance controls: 3 of 7 controls in place; rating input score 43
- Conflict-of-interest policy: Pass
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -5.2%; rating input score 15; 15th percentile among comparable filings
- Total-asset coverage ratio: 0.44; rating input score 14; 14th percentile among comparable filings
- Liabilities to assets ratio: 0.85; rating input score 7; 7th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 90; 90th percentile among comparable filings
Growth
- Program expense growth: 6.4% per year; rating input score 100; 44th percentile among comparable filings
- Revenue growth: 3.9% per year; rating input score 100; 29th percentile among comparable filings
- Asset growth: 4.8% per year; rating input score 100; 32nd percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 95.7% of spending went to programs
- Governance: 3 of 4 board members independent · 3 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $2.1M in reported program spending
- Leadership: top reported pay $0 · 4 people listed
- Consistency: 25 of 26 current checks pass · 1 finding to review
- Schedules: 4 filed schedules · includes foreign activity
- Filing history: 10 filing years from 2014 to 2025
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Transparency & Controls: Foreign activity oversight scored 0/100.
- High — Transparency & Controls: Grant itemization coverage scored 0/100.
- Moderate — Accountability: Governance controls: 3 of 6 not reported.
- High — Sustainability: Operating margin scored 15/100.
- High — Sustainability: Total-asset coverage ratio scored 14/100.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
- High — Sustainability: Liabilities to assets ratio scored 7/100.